Glosario de garantías para automóviles

Unsure about an extended warranty term or something in your Endurance protection policy? Find it here.

Most popular definitions

  • Claim

    A claim is what a car owner submits to their vehicle service contract provider when their car needs a repair. With Endurance, all you need to do is take your vehicle to a licensed repair facility and/or an ASE Certified mechanic, obtain authorization on the repairs from our staff, and we’ll get you back on the road as soon as possible. Depending on your contract, you may need to pay a deductible. You can find a local auto shop through Endurance’s partnership with the RepairPal network.

    Mira para aprender más

  • Garantía de parachoques a parachoques

    A bumper-to-bumper warranty is the comprehensive warranty placed on a brand new vehicle from the manufacturer. This warranty covers all mechanical and electrical defects and/or failures on the vehicle and typically lasts only 36 months or 36,000 miles. Endurance offers extended coverage for your vehicle to protect you once your manufacturer’s bumper-to-bumper warranty expires in the form of auto protection plans and maintenance coverage.

  • Seguro de avería mecánica

    Mechanical breakdown insurance, or MBI, is a type of coverage that helps protect you against the costs associated with repairing or replacing your vehicle’s mechanical systems and components. It covers repairs due to mechanical failures, such as a faulty transmission, engine, or brakes. It also alleviates the cost of parts, labor, and taxes associated with the repair or replacement of your car’s covered components.

    Seguro de avería mecánica is only offered in California because it is the only U.S. state that requires insurance companies to provide such coverage. MBI can also be provided by an auto protection plan or extended warranty company, like Endurance. California law is designed to help consumers by providing a form of protection from the costs associated with mechanical repairs.

All Definitions

  • A.M. Best

    A.M. Best analyzes and rates insurance companies and supplies the information to you, the consumer. Any reputable warranty or auto protection plan administrator is backed by an insurance company. You can find out more about their ratings on the A.M. Best website.

  • Administrator

    The administrator is the entity that is obligated to perform under the terms and conditions of a vehicle service contract. In short, the administrator is the company that pays for work done on your car at a repair facility. They work with your mechanic to ensure your claim is handled properly and that you and your vehicle are back on the road as quickly as possible. Endurance is the direct administrator for most of our auto protection plans, which means there’s no middleman and no run-around. We’re with you from quote to claim, with VIP customer service that gets you back behind the wheel fast.

  • Certificado ASE

    The National Institute for Automotive Service Excellence (ASE) awards certification to mechanics who complete their certification testing standards successfully. An ASE certification is awarded to automotive professionals based on merit and ability. ASE certification is not given to specific auto repair shops. At Endurance, we work with ASE Certified mechanics to ensure your car repairs are covered per your vehicle service contract and completed by knowledgeable professionals.

  • Auto Protection Plan

    An auto protection plan, commonly called a car extended warranty, is a type of contract that provides coverage for the repair and maintenance of a vehicle. It is typically purchased from a dealership or a third-party provider and can include coverage for parts, labor, and roadside assistance. It may cover items such as engine, transmission, and electrical repairs, as well as towing, fluid changes, and other preventive maintenance services. A vehicle protection plan may also include benefits like rental car reimbursement, trip interruption, and 24/7 roadside assistance. Auto protection plans can be a cost-effective way to protect your vehicle and provide peace of mind.

  • Auto Warranty

    An auto warranty, also known as a car warranty or contrato de servicio de vehiculo, is a contractual agreement between the vehicle owner and a warranty provider that offers coverage for repairing or replacing certain vehicle components and systems. It provides financial protection against unexpected mechanical or electrical failures that may occur during a specified period of time or mileage.

    Auto warranties can come in various forms, including manufacturer warranties, garantías extendidas, and aftermarket warranties. Manufacturer warranties, often called factory warranties, are provided by the vehicle manufacturer and typically cover the vehicle for a specific duration or mileage limit. On the other hand, extended warranties can be purchased separately and offer additional coverage beyond the manufacturer’s warranty. Aftermarket warranties are typically offered by third-party companies, such as Garantía Endurance, and provide coverage for used cars.

  • Auto Warranty Quote

    An auto warranty quote (or garantía extendida quote) refers to an estimate or offer provided by a warranty provider to a vehicle owner, outlining the cost and terms of an auto warranty. Potential buyers can request quotes from different warranty providers to compare prices and coverage options when seeking an auto warranty.

    The auto warranty quote includes key information such as the duration of coverage, the types of components or systems covered, and any specific limitations or exclusions. It may also detail additional benefits or services offered, such as roadside assistance or reimbursement for rental cars.

    Get a FREE auto warranty quote from Endurance today and protect your vehicle with confidence!

  • Oficina de Mejores Negocios (BBB)

    The Better Business Bureau offers consumers information, resources, and reviews to assist them in making decisions about businesses and their products or services.

    The BBB gathers and maintains business reviews and ratings based on consumer feedback and complaints. Consumers can utilize the BBB’s website and services to research businesses, check their ratings, read reviews, and submit feedback about companies.

    Note: While the BBB is a valuable resource for both consumers and businesses, it’s important to understand that it does not possess regulatory or enforcement authority. The ratings and reviews provided by the BBB are based on publicly available information and consumer feedback. Therefore, it’s wise to use the BBB reviews as just a part of your overall decision-making process.

  • Breakdown

    When a component on a vehicle fails to perform the function for which it was designed, that is considered a breakdown. Endurance offers breakdown coverage and a bonus of routine maintenance coverage. With EnduranceVentaja, you’ll never worry about paying for covered auto repairs or regular maintenance again.

  • Garantía de parachoques a parachoques

    A bumper-to-bumper warranty is the comprehensive warranty placed on a brand new vehicle from the manufacturer. This warranty covers all mechanical and electrical defects and/or failures on the vehicle and typically lasts only 36 months or 36,000 miles. Endurance offers extended coverage for your vehicle to protect you once your manufacturer’s bumper-to-bumper warranty expires in the form of auto protection plans and maintenance coverage.

  • California Department of Insurance

    El California Department of Insurance (CDI) is a state agency that serves to protect the rights of all insurance consumers in the state of California. The CDI is responsible for regulating all insurance companies, agents, and brokers conducting business in California. They also investigate insurance fraud and other illegal activities and have the authority to impose fines and penalties on those who violate the law.

    CDI is a part of the California Department of Financial Institutions and provides education and resources to help Californians understand and make informed decisions about their insurance needs. CDI also works to ensure that consumers receive fair treatment and that insurance companies, agents, and brokers act in an ethical and legal manner.

    The Department offers various services to help Californians understand insurance and their rights as consumers. They provide a toll-free helpline to answer questions and provide information and resources. They also license and investigate insurance companies, agents, and brokers to ensure that they are acting in the best interest of their consumers.

    CDI also works with other state agencies to help enforce California’s insurance laws. They also work with the California Department of Motor Vehicles to help ensure that drivers have the proper auto insurance and seguro averia mecanica (MBI) coverage.

  • Car Maintenance

    Car maintenance is the practice of keeping your vehicle in good working condition through regular inspection, testing, and repair. This includes basic services like oil changes and tire rotations, as well as more involved repairs such as replacing brakes, spark plugs, and other parts. Regular vehicle maintenance is important because it helps ensure your car runs safely and efficiently. It also helps to identify any potential problems before they become more serious, saving you money in the long run.

  • Car Repair

    A car repair is the process of fixing any mechanical or electrical problems with a vehicle. This includes inspecting, diagnosing, and repairing the car to ensure it runs safely and efficiently. Repairs can range from minor fixes, such as changing a headlight bulb or replacing a flat tire, to more complex repairs, such as replacing an engine or transmission. An plan de protección automática can help you cover the cost of costly car repairs and help you in the event of a breakdown.

  • Car Warranty

    A car warranty is a guarantee offered by a vehicle’s manufacturer that the car will meet certain standards of quality and performance during a set period of time. It typically covers the costs of repairs and services needed due to a defect in the materials or quality of the car. Factory warranties are usually limited to a certain number of years or miles and can last for 3 years or 36,000 miles, whichever comes first. An plan de protección automática, often referred to as an car extended warranty, is a type of coverage that goes beyond the manufacturer’s warranty for used cars. It covers the cost of repairs and services for components not covered under the factory warranty stipulations and time period. Third-party providers like Endurance offer this type of vehicle protection.

  • Certified Car

    A certified vehicle is one that has been through a quality inspection process determined by the manufacturer and performed at one of the manufacturer’s franchise dealerships. Manufacturers often certify a used vehicle before sale or lease and typically will provide a time and mileage extension of both the bumper-to-bumper and powertrain warranties provided by the manufacturer.

  • Certified Mechanic

    A certified mechanic is a professional who has undergone rigorous training to demonstrate their expertise in auto repair and maintenance. These certifications, issued by organizations like ASE, validate a technician’s skills and knowledge and ensure high-quality vehicle repairs. Through Endurance Warranty’s partnership with the RepairPal Partner Network, our customers can access a network of over 3,500 certified mechanics, offering peace of mind that your vehicle is in capable hands. Find a repair shop near you at repairpal.com/endurance.

  • Certified Repair Shop

    Certified repair shops have met stringent standards in auto repair and employ professionals who have undergone extensive training and certification. Organizations like the National Institute for Automotive Service Excellence (ASE) issue certifications to validate the expertise of the repair technicians, ensuring top-notch service for your vehicle. Through our partnership with the RepairPal Partner Network, Endurance provides customers access to over 3,500 certified repair shops and mechanics. This collaboration ensures that Endurance customers have peace of mind, knowing their vehicles are serviced by qualified professionals. Locate a certified repair shop near you at repairpal.com/endurance.

  • Check Engine Light

    El check engine light is a red or amber-colored signal on your car’s dashboard that illuminates when your vehicle has an issue. It can indicate a simple problem like a loose gas cap to something potentially serious like an expensive engine malfunction. When the check engine light appears in your car, it’s crucial to take it to a certified repair shop as soon as possible. The shop technicians will scan your car’s onboard diagnostic (OBD) system to check for what issue or code to troubleshoot, find, and fix your vehicle. A vehicle protection plan can also assist you with breakdowns or mechanical problems. Explore coverage that fits your budget and start saving on vehicle repairs.

  • Claim

    A claim is what a car owner submits to their vehicle service contract provider when their car needs a repair. With Endurance, all you need to do is take your vehicle to a licensed repair facility and/or an ASE Certified mechanic, obtain authorization on the repairs from our staff, and we’ll get you back on the road as soon as possible. Depending on your contract, you may need to pay a deductible. You can find a local auto shop through Endurance’s partnership with the RepairPal network.

    Mira para aprender más

  • Sitios web de reseñas de consumidores

    Consumer review websites, like BBB or Trustpilot, are online platforms where everyday customers of a business can share their opinions and experiences about products, services, or companies. These websites serve as valuable resources if you are looking to make informed purchase decisions.

    Customers who have purchased a product, engaged in a service, or used a business can log on to these websites and provide detailed feedback. They often rate their experiences using a star system or a numerical scale, accompanied by written reviews. This feedback can aid you in assessing the quality and reliability of a product or service. Businesses can also gain valuable insights into customer satisfaction and areas of improvement, and they often engage with reviewers to address concerns or offer feedback.

    All in all, consumer review websites are powerful tools, offering a way for consumers to make well-informed decisions and encouraging business excellence in the marketplace.

  • Covered Component

    This refers to the parts and units described under the Terms and Conditions and Coverage sections of your vehicle service contract. On a “stated component contract,” it refers to the components that are specifically listed for coverage. On an “exclusionary contract,” it refers to any component that is not specifically excluded from coverage. It is important for you to read and understand the covered components in your contract. Endurance offers many levels of auto protection plans, from the most basic to exclusionary coverage.

  • Deductible

    This is the amount that you, as the car owner, pay towards a covered repair. Once the deductible is paid, your vehicle service contract covers the rest of the authorized repair bill. Deductibles for Planes de protección automática Endurance vary, and you can purchase a contract that does not include a deductible.

  • Drive Train

    The drive train of a vehicle is made up of components that generate power and make it go. These parts generally include the transmission, driveshafts, transfer case, differentials, and more. Endurance offers a range of auto protection plans, from the most affordable to exclusionary coverage.

  • Estimate

    A car repair estimate is an approximation of how much it will cost to repair a vehicle. A certified mechanic or auto body shop usually gives the vehicle owner an estimate after inspecting the car and determining the necessary repairs. The estimate typically includes the cost of any parts that need to be replaced and the labor costs for the repair. Car repair costs can vary greatly depending on the type of repair required and the make and model of the car.

  • Exclusionary Contract

    An exclusionary contract is the most comprehensive coverage a driver can purchase. These plans list the parts or components not covered under your contract in a section of exclusions. Anything not listed in the exclusions is eligible for coverage. Endurance offers auto protection plans for your budget and vehicle needs, including exclusionary coverage options.

Comience con una cotización GRATIS.

        Obtenga una cuota gratis