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Los coches robados valen menos que la suma de sus partes

POR: Alex Perrone

 

La verdad del asunto es que la mayoría de los robos de automóviles no involucran a la tripulación de un Superproducción de Hollywood Persiguiendo lo máximo coches exóticos o clásicos. No. De hecho, la mayoría de las veces, los coches que se roban tienden a ser modelos recientes y de precio medio, como un toyota Camry, Nissan Altima, o GMC Sierra, and the like. These cars are stolen more or less for having a few easily-removable parts that can be sold for more than the actual cars themselves.

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In July 2018, we saw the National Insurance Crime Bureau, touted as “the nation’s premier not-for-profit organization dedicated exclusively to fighting insurance fraud and crime,” published a report. In their report, they highlighted exactly how those componentes de fácil acceso Valen más que el valor de mercado del vehículo del que se extrajeron. Estos componentes son caros de reemplazar y, a menudo, son bastante grandes.

Since this is, as you guessed it, a very illegal thing to do, there’s no real way to track how much a whole car goes for if it was stolen. There are lots of forged paperwork and other shady activities to consider. That is why thieves don’t do that as much anymore. While it is tempting to think that only “nice”, more pricey vehicles are the more typical targets, the scary truth is that it could be any car. Any car that looks like it is well-kept is a potential target for parts thieves. It’s easier to sell a near-mint componente del motor que se puede utilizar en docenas de otros coches en lugar de vender cualquiera de ellos. Y en una época en la que la gente en general está más dispuesta a pagar por la reparación y el reemplazo de sus coches que por la compra de uno nuevo, los delincuentes se aprovechan.

 

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En el informe del NICB, utilizaron el ejemplo de un caso de 2016. Toyota Camry. That Camry is only worth about $15,000 stolen. NICB looked at the street price for the components. The doors alone are worth $3,027, while the wheels are $1,642, the hood and trunk are $1,251, and the headlights are $575 a pair. Altogether, if those parts are stolen, they can be sold for between $10,000 and $15,438.

Es bastante fascinante porque la sabiduría convencional sugiere que es más que un poco contraintuitivo ver un el coche gana más dinero en pedazos que un vehículo funcional.

La clave es recordar que los precios de las piezas se archivan en bases de datos de más de 24 millones de evaluaciones de daños a vehículos generadas para Reclamaciones de seguros. The reason for that is that criminal car part slingers will not be able to get even remotely the same premium price that a dealership or even a body shop would charge consumers for any of these things.

Another point is that according to Autoblog, the US has seen a 7.6 percent increase in auto thefts in 2016, which rose an additional 4 percent in 2017. However, the trend of Robo de coche is still down from the 1991 peak, according to the FBI’s official publicly available report. So it’s not necessarily an airtight belief that “rising parts costs equal more car theft.”

Los diez coches más robados en Estados Unidos

 

Mientras muchos piensan que el robo vehículos de lujo o coches exóticos caros would dominate the list of the most commonly stolen cars in the United States, in actuality, your mom’s old Toyota Camry that you drove in college is a much more prime target. But as we already discussed, that’s because chop shops can easily flip the parts for fast cash. But the Oficina Nacional de Delitos contra Seguros (NICB) in Des Plaines, Ill. states that the following ten vehicles are the most commonly heisted in the nation. Gives a whole new meaning to the term “hot wheels,” doesn’t it?

  1. Honda Accord (1997), 50.427 robados
  2. Honda Civic (1998), 49.547
  3. Camioneta Ford Serie F (2006), 32.721
  4. Camioneta Chevrolet Silverado (2004), 31,238
  5. Toyota Camry (2016), 16.732
  6. Nissan Altima (2015), 12.221
  7. Camioneta Ram (2001), 12.128
  8. Toyota Corolla (2015), 11.989
  9. Chevrolet Impala (2008), 9.749
  10. Jeep Cherokee/Grand Cherokee (2000), 9245

At the end of the day, it’s an interesting thing to look at how valuable the components of a car are as opposed to the actual car itself. That’s part of the costo de propiedad. That’s why insurance and vehicle service providers are so important to keeping your car affordable, even if you already paid it off. Also, note that no coverage provider is likely to work with a non-ASE-Certified shop.

Those shops are a promise that every tool and component they use was legally sourced and obtained, whether they came from the original manufacturer or “aftermarket.” Even still, it never hurts to just do your investigaciónSimplemente ten cuidado ahí fuera.

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