¿Cuánto cuesta una garantía extendida para un auto usado?

Con el cost of a new car climbing higher and higher each year, even before the Problemas de la cadena de suministro causada por la pandemia, comprar un coche usado can often be a tremendous budget-friendly decision.
When you purchase a used car, however, it usually doesn’t come with any vehicle protection, as it’s likely past any powertrain or bumper-to-bumper warranty coverage the automaker or concesión gave it when it was brand new. The good thing is you can still get an extended auto warranty for used cars!
But there is no simple answer about how much Una garantía extendida cuesta for a used car. Instead, to help you be better prepared when finding the right warranty provider and coverage for your vehicle, let’s go over how each extended warranty for a used car’s cost is determined.
Cómo obtener el mejor precio en una garantía extendida
Whether it’s an extension of your car’s manufacturer’s warranty coverage or a contrato de servicio de vehiculo (VSC) de un proveedor externo como Nosotros en Endurance, there are several ways to help you get the best price on coverage for your vehicle:
- Determinar el kilometraje exacto: Tener una estimación precisa o al menos muy cercana de la lectura actual de su odómetro garantizará el precio más preciso para su cobertura.
- Tenga su VIN listo: Su VIN o Número de identificación del vehículo is a unique number your manufacturer gave to your car so it can easily be traced. Your VIN will be on all crucial purchasing paperwork, your auto insurance card, and even etched into your vehicle’s dashboard or driver’s side door.
- Pregunte por descuentos: Existen múltiples descuentos a los que los conductores pueden optar, y solo hace falta investigar un poco para encontrarlos. La mejor manera de obtener uno es preguntar y ver para qué calificas.
- Comprenda los detalles de la cobertura: Al elegir su cobertura, es fundamental revisar cuidadosamente the fine print of your protection plan or sample contract. The list of covered items, exclusions, and liability limits will be clearly printed, so take note. Most will also list any available perks or benefits, such as roadside assistance.
- Compre de un proveedor confiable: The best prices are often at the best companies. Unlike vehículos de lujo, donde lo “mejor de lo mejor” se refleja en el costo de su automóvil, el Las mejores compañías de garantía extendida para automóviles will often have various levels of coverage at the lowest prices.
¿Cuánto me costará una garantía extendida para autos usados?
Typically, the average cost of an extended warranty for a used car is around $1,000 per year, but every vehicle and contract is different. For example, some providers may require you to pay the full cost of coverage upfront, whereas others allow for monthly payments. Overall though, here are a few factors that help determine the price of a vehicle protection plan on a used vehicle:
- Edad/Kilometraje: Typically, coverage options for vehículos de alto kilometraje Además, los autos más viejos tendrán precios más altos, ya que son más susceptibles a reparaciones. Debido a esto, algunos proveedores pueden no brindar cobertura incluso a vehículos con más de 150,000 millas o si tienen más de 15 años. Pero este no siempre es el caso. Depende del vehículo en cuestión y del proveedor. Por ejemplo, a las Endurance, we offer comprehensive coverage for vehicles up to 20 years old, regardless of mileage.
- Tipo de vehículo: Vehículos de lujo, como BMW y Mercedes-Benz, can be some of the most fun vehicles to drive, but they’re also some of the least reliable cars on the road. Combined with the high costs of specialized parts and pieces, your car repair bills will likely cost more than those with a car from an automaker like Ford or Chevy. Due to this, most third-party warranty providers will often exclude coverage for these kinds of vehicles. If coverage is provided, like the coverage you can get with a Supreme for Highline Vehicles protection plan from Endurance, your contract will cost more than a standard make/model.
- Deductible Amount: Just like your car insurance, how much you pay for extended warranty plans or VSCs is determined by how much your deductible is. A lower deductible will result in a higher overall cost to cover your vehicle, whereas a higher deductible will result in a lower overall price.
Whether you’re looking for basic powertrain coverage or near bumper-to-bumper coverage, several factors will determine how much it will cost to protect your used vehicle. But while the above factors are some of the most important, they’re not the only ones that can impact how much you pay. With Endurance, however, you can get customized coverage for your vehicle to help fit your needs and budget. To learn more, give our El galardonado equipo de atención al cliente de Endurance a call at (800) 253-8203.
Una vez pagado, ¿me seguirán cobrando la garantía de mi auto usado?
At Endurance, your coverage is customized to fit your needs. Some customers pay for their contracts in full when they enroll in our vehicle protection. Others take advantage of payment plans for 12 to 36 months. Either way, once your contract is paid, you no longer have to deal with any remaining payments apart from applicable deductibles. So if your contract is for five years, paying it off in less than two years means you’re payment-free for the remaining three.
Another great benefit of coverage from Endurance is that you can take your car to any certified mechanic or repair shop of your choice. Plus, no matter your plan, you’ll automatically be able to enjoy peace of mind with a 30-day money-back guarantee. There are also complimentary benefits, including 24/7 roadside and towing services to take you to the nearest repair facility, reembolso de alquiler de coche, and trip interruption coverage. Some Endurance plans can even help you save on routine maintenance costs.
You’ll even get an entire year’s worth of Beneficios de Endurance Élite, including even more perks and savings, including collision discounts, key fob replacements, total loss protection, and tire coverage.* That’s not all, as most Los planes Endurance son transferibles, lo que significa que puede usar cualquier cobertura activa para ayudar a vender más su vehículo si alguna vez desea venderlo con su cobertura aún activa.
Preguntas frecuentes: Costo de la garantía extendida para autos usados
Las garantías de autos usados pueden venir con mucha letra pequeña para leer cuando se trata de cobertura y costo, por eso revisar algunas de las preguntas más frecuentes sobre ellas puede ayudarlo a:
¿Qué garantía extendida de automóvil cubre más al mejor precio?
Planes de protección automática Endurance are available for a wide range of makes and models. For those looking for the most coverage possible, plans such as Superior and Supreme can help provide comprehensive coverage with just a small list of exclusions, giving you as close to a car’s original bumper-to-bumper coverage as possible.
Which previously-owned vehicles does Endurance Warranty cover?
Ya sea tu día a día Vado, toyota, Caza, honda, or almost any other make or model of vehicle, Endurance can get you covered. Even Mercado gris canadiense vehículos, vehículos con un Título de salvamento o reconstruido, e incluso vehículos de uso comercial, incluidos los utilizados por Entrega y viajes compartidos drivers, can find coverage. Plus, select high-end luxury vehicles from automakers like Jaguar, BMW, Audi, and more can be covered by expensive and unexpected repairs with the Highline protection plan.
¿Cómo se determina el costo de una garantía extendida de automóvil?
Muchos factores influyen en el costo de una garantía extendida, como la antigüedad del vehículo, el kilometraje, los hábitos de conducción y más.
How does the cost differ between a factory warranty and 3rd party administrator?
The cost of extending your car’s factory warranty with the automaker or dealership can be higher than that of a third-party provider like Endurance, CARCHEX, CarShield, and more. This is mainly because the dealership or automaker often serves as a middleman; therefore, they want to profit somehow from your purchase. Endurance is a direct provider that develops our own coverage plans. Therefore we find a price that is best for you while still getting you the protection you need from unexpected repair costs.
¿Cómo puedo obtener una cotización para una garantía extendida de automóvil?
Puede Solicitar cotización at the Endurance homepage by filling out your vehicle information, phone number, and email. You can get a free quote in minutes!
Obtenga una cobertura galardonada para su automóvil usado con Endurance
Used cars are an excellent choice for any new or experienced car shoppers. But while they will cost less than a brand-new car, many won’t come with an active factory warranty to protect you from repair costs. Luckily, with the right extended warranty or vehicle protection plan, you can rest easy knowing you and your car are covered from costly repair bills, but you have to know how much coverage will cost you.
Cuando tienes Endurance, however, you can be certain that a member of the award-winning Endurance team will be there to help craft a contract to fit your needs and budget. So whether you’re looking for basic powertrain protection or nearly complete coverage for almost every part of your vehicle, Endurance tiene un plan para ti. As a bonus, you’ll also get complimentary benefits like roadside assistance plus a full year of Beneficios de élite para obtener aún más beneficios y ahorros.
Aprender más acerca de Cómo Endurance puede ayudarte by calling us at (800) 253-8203 para Cotización Gratis o Compras en línea today. The Endurance blog offers even more answers to your biggest extended warranty FAQs, as well as articles on topics ranging from DIY maintenance tips to vehicle buying guides and much more.
Alex ha trabajado en la industria de servicios automotrices durante más de 20 años. Luego de graduarse de una de las mejores escuelas técnicas del país, se desempeñó como técnico logrando la certificación de Maestro Técnico. También tiene experiencia como asesor de servicios y gerente de servicios. Leer más sobre alex