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How Much Does an Extended Car Warranty for a Used Car Cost?

POR: Alex Perrone
used car extended warranty

With the cost of a new car climbing higher and higher each year, even before the supply chain issues caused by the pandemic, purchasing a coche usado can often be a tremendous budget-friendly decision.

When you purchase a coche usado, however, it usually doesn’t come with any vehicle protection, as it’s likely past any tren motriz o bumper-to-bumper warranty coverage the automaker o dealership gave it when it was brand new. The good thing is you can still get an extended auto warranty for used cars! But there is no simple answer about how much an extended warranty costs para coche usado. Instead, to help you be better prepared when finding the right warranty provider and coverage for your vehicle, let’s go over how each extended warranty for a used car’s cost is determined.

How to Get the Best Price on an Extended Warranty

Whether it’s an extension of your car’s manufacturer’s warranty coverage o un contrato de servicio de vehiculo (VSC) from a third-party provider like us at Endurance, there are several ways to help you get the best price on coverage for your vehicle:

  • Determine Accurate Mileage: Having an accurate or at least very close estimate of your current odometer reading will ensure the most accurate pricing for your coverage. 
  • Have Your VIN Ready: Your VIN or Número de identificación del vehículo is a unique number your manufacturer gave to your car so it can easily be traced. Your VIN will be on all crucial purchasing paperwork, your auto insurance card, and even etched into your vehicle’s dashboard or driver’s side door. 
  • Ask About Discounts: There are multiple discounts that drivers can qualify for, and it just takes a little digging to find them. The best way to obtain one is to ask and see what you qualify for.
  • Understand Coverage Details: When choosing your coverage, it is essential to carefully review the fine print of your protection plan or sample contract. The list of covered items, exclusions, and liability limits will be clearly printed, so take note. Most will also list any available perks or benefits, such as roadside assistance.
  • Purchase From a Reliable Provider: El best prices are often at the best companies. Unlike luxury vehicles, where the “best of the best” reflects on the cost of your car, the best-extended car warranty companies will often have various levels of coverage at the lowest prices.

car money factor

How Much Will an Extended Warranty for Used Cars Cost Me?

Typically, the average cost of an extended warranty for a coche usado ranges from $350 to $700 per year, but every car owner and contract is different. For example, some providers may require you to pay the full cost of coverage upfront, whereas others allow for monthly payments. Overall though, here are a few factors that help determine the price of a vehicle protection plan on a used vehicle:

  • Age/Mileage: Typically, opciones de cobertura for vehículos de alto kilometraje and older cars will have higher prices as they are more susceptible to repairs. Because of this, some providers may not even provide coverage to vehicles with over 150,000 miles or if they’re over 15 years old. But this isn’t always the case. It depends on the vehicle in question and the provider. For example, at Endurance, we offer cobertura completa for vehicles up to 20 years old, regardless of mileage. 
  • Type of Vehicle: Luxury vehicles, like BMWs y Mercedes-Benzs, can be some of the most fun vehicles to drive, but they’re also some of the least reliable cars on the road. Combined with the high costs of specialized parts and pieces, your car repair bills will likely cost more than those with a car from an automaker like Vado or Chevy. Due to this, most third-party warranty providers will often exclude coverage for these kinds of vehicles. If coverage is provided, like the coverage you can get with a Supreme for Highline Vehicles protection plan from Endurance, your contract will cost more than a standard make/model.
  • Deductible Amount: Just like your car insurance, how much you pay for extended warranty plans or VSCs is determined by how much your deductible is. A lower deductible will result in a higher overall cost to cover your vehicle, whereas a higher deductible will result in a lower overall price.

Whether you’re looking for basic powertrain coverage or near bumper-to-bumper coverage, several factors will determine how much it will cost to protect your used vehicle. But while the above factors are some of the most important, they’re not the only ones that can impact how much you pay. With Endurance, however, you can get customized coverage for your vehicle to help fit your needs and budget. To learn more, give our award-winning Endurance customer care team a call today.

After it is Paid Off, Will I Continue to be Charged for my Used Car Warranty?

At Endurance, your coverage is customized to fit your needs. Some customers pay for their contract in full when they enroll in our vehicle protection. Others take advantage of our ‘no-fee’ payment plans in 12 to 18-month payments, all with no fees or penalties. Either way, once your contract is paid, you no longer have to deal with any remaining payments apart from applicable deducibles. So if your contract is for five years, paying it off in less than two years means you’re payment-free for the remaining three. 

Another great benefit of coverage from Endurance is that you can take your car to any certified mechanic or repair shop of your choice. Plus, no matter your plan, you’ll automatically be able to enjoy peace of mind with a 30-day money-back guarantee. There are also complimentary benefits, including 24/7 roadside and towing services to take you to the nearest repair facility, rental car reimbursement and trip interruption coverage. Some Endurance plans can even help you save on routine maintenance costs.

You’ll even get an entire year’s worth of FREE Endurance Beneficios de élite, including even more perks and savings, including collision discounts, key fob replacements, total loss protection and tire coverage. That’s not all, as most Endurance plans are transferable, meaning you can use any active coverage to help upsell your vehicle should you ever look to sell it with your coverage still active.

FAQs: Used Car Extended Warranty Cost

Used car warranties can come with a lot of fine print to read through when it comes to coverage and cost, which is why reviewing some of the most frequently asked questions about them can help you:

  • What extended car warranty covers the most for the best price?

Endurance auto protection plans are available for a wide range of makes and models. For those looking for the most coverage possible, plans such as Superior and Supreme can help provide cobertura completa with just a small list of exclusions, giving you as close to a car’s original bumper-to-bumper coverage as possible. 

  • Which previously-owned vehicles Endurance Warranty cover?

Whether it’s your everyday Vado, toyota, Caza, honda or almost any other make or model of vehicle, Endurance can get you covered. Even Canadian Grey Market vehicles, vehicles with a salvage or rebuilt title, and even commercially used vehicles, including those used by delivery and rideshare drivers, can find coverage. Plus, select high-end luxury vehicles from automakers like Jaguar, BMW, Audi and more can get covered from expensive and unexpected repairs with the Highline protection plan

  • How is the cost of an extended car warranty determined?

Many factors go into the cost of an extended warranty, such as the age of the vehicle, mileage, driving habits, and more. 

  • How does the cost differ between a factory warranty and 3rd party administrator?

The cost of extending your car’s Garantía de Fábrica with the automaker o dealership can be higher than that of a third-party provider like Endurance, Carchex, Carshield and more. This is mainly because the dealership or automaker often serves as a middleman; therefore, they want to profit somehow from your purchase. Endurance is a direct provider and develops our own coverage plans. Therefore we find a price that is best for you while still getting you the protection you need from unexpected repair costs.

  • How do I get a quote for an extended car warranty?

You can request a quote at the Endurance homepage by easily filling out your vehicle information, phone number, and email to get a Cotización Gratis in as quick as minutes!

Get Award-Winning Coverage for Your Used Car with Endurance

Used cars are an excellent choice for any new or experienced car shoppers. But while they will cost less than a brand-new car, many won’t come with an active Garantía de Fábrica to protect you from repair costs. Luckily, with the right extended warranty or vehicle protection plan, you can rest easy knowing you and your car are covered from costly repair bills, but you have to know how much coverage will cost you.

When you have Endurance, however, you can be certain that a member of the award-winning Endurance team will be there to help craft a contract to fit your needs and budget. So whether you’re looking for basic tren motriz protection or near complete coverage for almost every part of your vehicle, Endurance has a plan for you. As a bonus, you’ll also get complimentary benefits like roadside assistance plus a full year of FREE Beneficios de élite for even more perks and savings.

Aprender más acerca de how Endurance can help you by calling us at (800) 253-8203 for a Cotización Gratis o tienda en linea today. You can also find even more answers to your biggest extended warranty preguntas frecuentes, as well as articles on topics ranging from DIY maintenance tips, vehicle buying guides and much more by visiting the Endurance blog

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