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Are There Extended Car Warranty Options for Cars Over 100k?

POR: Alex Perrone
Car Warranty Options Over 100K

A dealership-backed manufacturer’s warranty often expires long before the odometer hits the 100,000-mile mark. If that has happened to you and you don’t have an extended car warranty set in place, you run the risk of paying out-of-pocket for costly repairs.

Although all vehicles are manufactured to last you well over a decade, finding reliable extended auto warranty coverage as your vehicle ages are becoming increasingly difficult—that is until now. With the average age of vehicles on the road being nearly 12 years old today, providers like Endurance vehicle protection has worked hard to offer comprehensive coverage for those with cars over 100k miles to help alleviate the financial burden of owning a vehicle. From new car owners to those who are looking to keep their vehicle for a while, there’s a plan for you.

What Are My Extended Warranty Options?

Finding the right extended warranty for a high mileage vehicle is now easier than ever. We’ve compiled the warranty companies to consider when shopping for auto protection. 

Endurance Select Premier Coverage

Select Premier is designed for those with up to 150,000 miles on their car and looking for premium auto protection. What makes this plan different from others? Not only are select lubricated internal parts of the engine, transmission, and drive axle assembly covered, but you also gain access to Endurance warranty benefits

This package also covers common repairs, such as:

  • Motor 
  • Heating
  • Enfriamiento
  • Eléctrico
  • Eje motriz
  • Transmisión
  • Aire acondicionado

There are also other levels of coverage to consider if you’re looking for total protection on your vehicle. Compared to other warranty providers, Endurance offers the most for the price you pay. All plans come with roadside assistance, rental coverage, trip interruption coverage, and a year free of Endurance Elite


CARCHEX offers a gold coverage package that can cover vehicles up to 10 years old or 250,000 miles. With similar opciones de cobertura, this package covers common repairs such as:

  • Motor
  • Heating
  • Entrega de combustible
  • Eléctrico
  • Direccion

The CARCHEX Gold package is structured specifically for vehicles with over 60,000 miles and tailored for this mileage’s common repairs. However, most of their protection plans are administered through other parties, which can impact the overall process of filing a claim when experiencing a breakdown.


CarShield’s Platinum coverage protects your vehicle for up to 200,000 miles. Many of the same parts are covered as above, with additional coverage on the following:

  • Audio Center
  • Suspensión
  • Turbo Charger
  • Sealing Boots
  • Sistema de refrigeración

While all of the above options are options to consider, Endurance’s Select Premier option is the best-extended warranty option when looking at pricing and benefits. See for yourself why customers love Endurance vehicle protection.

Why Do I Need an Extended Warranty for a High-Mileage Car?

Extended warranty plans, also known as vehicle service contracts, protect a vehicle after expiring the original factory warranty. The coverage level varies depending on which plan you go with, but most cover mechanical breakdowns and offer everyday driving benefits. 

Extended warranty options now cover oil changes and annual tire rotations, like EnduranceVentaja™, which offers up to $3,500 in maintenance coverage. 

Learn more about your options today by requesting a presupuesto gratuito y sin compromiso.

Is a Used Car Extended Warranty Worth It for Cars Over 100K Miles?

Used vehicles now regularly reach the 200,000-mile mark, meaning repairs and maintenance expenses are adding up year-over-year. 

Without an extended auto warranty in place to cover repairs, you’ll be responsible for costly bills that can range anywhere from $2,000 to over $4,000—not including gas, maintenance, and car insurance.

The right vehicle protection plan not only provides peace of mind but can help keep your car on the road much longer with covered maintenance. Regularly following a recommended maintenance schedule helps elongate the lifespan of various components like your engine and transmission. 

You may have received a factory warranty when initially purchasing your vehicle, but if you’re close to 100k miles on the odometer, your plan is likely expired already. An extended car warranty paired with auto insurance guarantees both you and your vehicle are protected. 

Questions to Ask When Shopping for an Extended Auto Warranty

When talking to various third-party warranty providers, there are essential questions to ask to help you make the right purchase decision. 

  1. What are the exclusions and inclusions of the warranty?
  2. Does the quoted price include a powertrain warranty or bumper-to-bumper coverage?
  3. How much is the deductible?
  4. Can I easily transfer my extended warranty to someone else?
  5. What are the voiding factors of the warranty?
  6. How does this car warranty company compare to others? 

Asking these questions and addressing any concerns you may have ensures you’re investing in the best-extended auto warranty.

Top 10 Repairs for Cars With Over 100k Miles*

You know your vehicle is likely to need unexpected repairs once over the 100k mile mark, but which ones exactly? Our experts analyzed Endurance’s internal claims data to highlight the top 10 common repairs vehicles over 100k have experienced this past year.

  1. Compressor: Up to $2,919
  2. Alternator: Up to $1,785
  3. Transmission Replacement: $11,353
  4. Starter Motor: $1,803
  5. Water Pump: $2,013
  6. Condenser: $1,004
  7. Primary Fuel Pump: $3,668
  8. Engine Mount (Front): $2,013
  9. AC Hoses: $2,416
  10. Engine Mount (Front Left): $2,752

Considering most Americans have $1,000 to $5,000 in savings, experiencing just one of the above repairs can wipe out one’s emergency fund. 

To avoid that from happening, consider investing in an extended warranty that helps cover both parts and labor. Get started today to gain peace of mind and learn more about your options. 

Maintenance to Perform on Your Older Car

Beyond investing in an extended warranty package, there are a few everyday maintenance items that anybody with an older car should do.

  • Get an oil change—Experts recommend that you should get an oil change at the frequency stated in your owner’s manual. For most vehicles, this falls somewhere in the range of three to six months. 
  • Check if you’re in need of a safety inspection—Depending on your state, a vehicle inspection may be required annually or after a few years. Not receiving an emissions test could result in penalties or denial of re-registration.
  • Get a tire rotationYour should rotate your tires every 3,000-5,000 miles, depending on the wear and tear. Save time by combining an oil change with a tire rotation on your next trip to the repair shop. 
  • Replace worn wiper blades—While it may seem like a small repair, replacing worn-out wiper blades can help prevent an accident on rainy days. 
  • Get an alignment check—Keeping your tires properly aligned can save your suspension system in the long run. 

Benefits of an Endurance Warranty

Endurance extended warranty does more than providing reliable breakdown coverage. All protection plans also come with unrivaled benefits you can’t find anywhere else:

  • Asistencia en carretera 24 horas al día, 7 días a la semana—Breakdowns never occur when you expect, but Endurance roadside assistance means there will always be someone ready to help. From towing to fuel delivery, they are ready to help you as soon as possible.
  • Endurance Elite MembershipEndurance Elite Membership comes with all protection plans, which offer everyday driving benefits you can’t find anywhere else.
  • Maintenance coverage with EnduranceAdvantage™— Receive up to $3,500 in maintenance coverage in addition to Endurance breakdown protection with our newest protection plan.
  • Team of ASE-certified repair shops—Need a repair done but don’t know where to go? Endurance customers gain access to an extensive network of ASE-certified repair shops through RepairPal. 
  • Low Deductible & Monthly Payment Plans—Our team helps you get personalized coverage that meets your needs and aligns with your budget. We can help you find the right deductible for you while still ensuring you’re protected from repair bills.

Protect Yourself From Car Repairs With Endurance

With the average lifespan of cars increasing every year, there’s a higher chance you’ll experience a breakdown. An extended warranty helps put money back into your pocket and gain peace of mind with reliable breakdown protection.

With helpful benefits through our Seleccione Premier plan, you can get unmatched coverage for vital components under the hood. Plus, all Endurance plans come with a 1-year Endurance Elite membership that offers everyday driving perks and is backed by a 30 días de garantía de devolución de dinero

Visit the Learning Center for more information on popular cars like Toyota, Honda, Ford, and more.

*Claims paid as of 12/31/2020

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