Can Auto Repairs be Financed?

endurance auto repair finance

Unexpected repair costs can be devastating, especially if you’re on a tight budget already. When your car suddenly needs thousands of dollars in repairs, it can really throw a wrench into any planning you might have done. 

The good news is, if you have an extended warranty the repairs may be covered, or you can access financing to pay them off over time, so you’re not hit with a massive bill you can’t afford. 

How Repair Financing Works

If your car needs a hefty repair due to an accident or other issue, then we suggest looking into your warranty benefits that come with your plan. This is particularly important for the majority of vehicle owners, who rely on their car to get to and from work and other obligations.

To get access to the repair financing

  1. First, contact DigniFi. DigniFi is the financial lender who provides repair financing for Endurance customers. You can contact them at and click “get a quote” to get more information.
  2. Please note, you will not need your contract number to get a quote. However, the inquiry will incur a soft hit on your credit, but no hard credit inquiry. 
  3. You do not need to contact Axiom to process the repair loan.
  4. The maximum repair loan amount is $5,000. Every Endurance customer is approved for some amount of the repair loan, but the total limit is up to DigniFi. DigniFi also sets the terms, conditions, and verification process for the loan. To learn more about their process, check out their Terms of Use.
  5. You are responsible for paying the loan off in installments but can drive your car as soon as repairs are complete.

DigniFi is not available in every state, so you will need to put your location information into the site to see if you’re eligible. If you’re unsure about taking on a repair loan, DigniFi reps can help explain the process and come up with a workable payment plan for you. 

However, if you don’t have an Endurance Warranty, request a no-obligation quote below to discuss our vehicle protection plans. You can purchase a plan that covers large repairs before you need them!

Insurance + Endurance = Total Protection

Endurance is working hard on keeping America on the road and offer peace of mind through our protection plans. 

Each Endurance warranty plan includes the most comprehensive package in the market and additional benefits like trip interruption, the Endurance Elite membership, and more. The last thing anyone needs right now is a car repair bill that can cost over $2,000 to fix. In providing peace of mind, we pay the mechanic directly for parts and labor.

Now is the time to prepare for the unexpected. We have limited time relief plans available, and you can request a no-obligation quote or call 1-866-918-1438 to hear about minimal down payments and deferred payment options. 

If you’re a current customer and facing financial hardship, we have relief options available. Simply contact us to learn how we’re keeping your vehicle protection plan active at this uncertain time.

A Vehicle Service Contract (VSC) is often referred to as an “auto warranty” or an “extended car warranty,” but it is not a warranty. A VSC does, however, provide repair coverage for your vehicle after the manufacturer’s car warranty expires. A VSC is a contract between you and a VSC provider or administrator that states what is a covered repair and what is not. Not all vehicles qualify for coverage; Endurance does not offer VSCs in California.