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Deciding Between Car Warranty Companies: Your Review Checklist


Have you ever purchased a new vehicle? If you have, you’ve dealt with a manufacturer’s warranty. This warranty comes directly from the manufacturer (Chrysler, BMW, Toyota, etc). They do this for two reasons:

The vehicle is brand-new.

The manufacturer knows that no product is perfect, and something could go wrong.

And because something generally will go wrong, the manufacturer would rather pay for the repair than to have to deal with a negative reputation.  However, what happens when this coverage expires?

When a driver’s factory warranty expires, they usually research a way to extend it. Unfortunately, manufacturers do not extend their original warranties and do not sell new ones. But there are third-party car warranty companies that do sell coverage.

But not all car warranty companies are created equal.

Just like any other industry, there are things to look out for before choosing extended coverage. Some companies have good reputations, others have not-so-good ones. But how do you really choose which one is right for you?

One of the biggest mistakes that most consumers make is basing their decision off price. We understand that you want to get the biggest bang for your buck, everyone does. But at the end of the day, you get what you pay for.

Buying the cheapest insurance might seem like a good plan because every month you might save $25. But what happens when you finally get into that accident and you find that practically nothing is covered and you’re out a lot of money… and your car. But, before you start scouring the internet for car warranty companies, take a look at what you should be looking for.

3 Insights When Deciding Between Car Warranty Companies

  1. Know What Is Covered– The first thing to find out is what is and isn’t covered. There are various levels of coverage and each will cover different things. Not all car warranty companies offer the same coverage so it is best to find one with the most comprehensive option. The more coverage you have, the better.
  2. Pick a Trusted Company– Picking coverage from an established and reputable company is key. Be sure to check out the company’s rating on the Better Business Bureau’s website and see if they are a registered member of the Vehicle Protection Association.
  3. Understand Your Policy– There can sometimes be conditions in a policy that may prevent a repair. For example, if a part that isn’t covered fails and causes a part that is covered to fail, the company may not approve the repair. This is why constant maintenance is highly suggested and can prevent a lapse in coverage. Many policies also feature added bonuses such as rental car service and travel accommodations, reviewing your policy will ensure you do not miss these either.

There are quite a few car warranty companies on the web today. Don’t be fooled by some that promise you the world, because they can’t deliver. If you’re looking for the best coverage at an affordable price, look no further. Call us today!






*A Vehicle Service Contract (VSC) is often referred to as an “extended warranty”, but is not a warranty.  A VSC does, however, provide repair coverage for your vehicle after the manufacturer’s warranty expires. A VSC is a contract between you and a VSC provider or administrator that states what is a covered repair and what is not. Endurance is an administrator of VSCs and does not sell warranties.*

Author: Nicole Bolden

Nicole Bolden has been a senior Customer Service Representative for over 3-years at Endurance. Originally from Durham, North Carolina, she moved to Chicago when she was only 12-years-old... with her parent, of course. Being a female in the industry, Nicole says that she loves the confidence, peace of mind, and real life relevancy she gets at her job. She also delights in being able to offer other women her years of experience and knowledge to help them better understand their vehicle and protection options. An Illinois State University graduate and a former Windy City cheerleader, Nicole, mother of two, says what she enjoys most is long walks... to the bank. Connect with her on Google+!

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