Subaru Extended Warranty: What Are Your Options After the Manufacturer’s Warranty?

Subaru Extended Warranty: What Are Your Options After the Manufacturer’s Warranty?

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EVERY SUBARU DRIVER NEEDS AN EXTENDED AUTO WARRANTY WHEN THEIR MANUFACTURER’S WARRANTY HAS EXPIRED, BUT NOT ALL EXTENDED COVERAGE PROVIDERS WILL PAY OUT CLAIMS WHEN YOUR VEHICLE BREAKS DOWN. IF YOU ARE LOOKING FOR A SUBARU EXTENDED WARRANTY, FIND OUT YOUR COVERAGE OPTIONS, PRICES, AND QUALIFYING BENEFITS BELOW:

Subaru vehicles have a renowned reputation for reliability and performance. And Subaru wants their customers to drive with confidence and backs every vehicle they manufacturer with an industry standard manufacturer’s warranty. But when this original factory coverage expires or you purchased a pre-owned Subaru, there are plenty of options for those wanting to protect their vehicle with a Subaru extended warranty.

Subaru vehicles tend to last long beyond the scope of Subaru’s warranty. At most, Subaru wants to guarantee their products are free of any manufacturer mistakes or defects for a few years and back their powertrain for a little longer. In most cases, you will still be driving your Subaru long after that factory warranty has expired.

And although Subaru vehicles rank higher than many competitors when to comes to reliability, eventually every car breaks down at some point, including Subaru models. And if it happens outside of the manufacturer’s warranty, Subaru owners will be responsible for paying all repair bills.

Subaru owners know that when purchasing their car, they were presented with acclaimed packages and options. It’s only fair that these owners have that same level of choice when it comes to extending the life of their automobile after the warranty has expired. Endurance, is an industry-leading provider of vehicle service contracts – commonly referred to as extended auto warranties, that has many options for new and used Subaru drivers.

And being able to follow up Subaru’s factory warranty was no small feat.

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Subaru Manufacturer Warranty: A Guide to Subaru Factory Warranty Coverage

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A factory warranty from Subaru begins at a “Basic Limited” level which is limited to the first 3-years or 36,000-miles of ownership, whichever comes first. In addition to limited coverage, Subaru also provides powertrain coverage which is only available for the first 5-years or 60,000-miles of ownership, whichever comes first. (https://www.subaru.com/owners/vehicle-warranty/warranties-2018.html).

In other words, once that 5 years is over, you are completely responsible for the costs of repair and labor you’re your Subaru. Let us take a look at how Subaru covers your car, and what exactly you will be losing once coverage ends.

Subaru Basic Warranty (3-years/36,000-miles)

The Basic Limited Warranty from Subaru is less “protection” and more of a guarantee from Subaru that the vehicle you purchased is meeting their high standards. The goal for Subaru is to ensure that your car is free of factory defects or flaws in the quality nor the actual mechanical aspects.

Every Subaru is different and requires a different level of coverage. You would not protect a Subaru WRX the way you would a Subaru Forester.  Which is why Subaru outlines what is and isn’t covered under the basic limited warranty for each car. However, a perk from this warranty is that any optional Subaru accessory you had installed by Subaru is also covered.

Since this is aimed at addressing factory issues, Subaru will also cover all necessary adjustment services (oil and filter changes, alignments, multi-point inspections) during this 36 months/36,000 mile time period.

Subaru Limited Powertrain Warranty (5 years/60,000 miles)

All new Subaru vehicles also come with a powertrain warranty. This is focused on covering the parts of your car that let it drive. Think of them as “main organs” of your car, the vital stuff that keeps it running.

The Following parts and components fall under the “Subaru Powertrain Warranty” and are covered for 5-years and 60,000-miles whichever comes first, after a new vehicle is purchased:

  • Engine
  • Engine block and all internal parts
  • Cylinder heads and valve trains
  • Oil pump and oil pan
  • Timing belts or gears and cover
  • Water pump
  • Flywheel
  • Intake and exhaust manifolds
  • Oil seals and gaskets

While you are under both the basic and powertrain Subaru warranty, drivers are also protect your car’s vehicle’s transaxle and differential. Those are the parts of a car that hold the major moving parts together:

  • Transaxle case and internal parts
  • Torque converter
  • Electronic transmission control unit
  • Seals and gaskets
  • Axle shafts and constant velocity joints
  • Propeller shaft
  • Wheel bearings

Finally, this 5-year coverage plan includes a Rust Perforation Limited Warranty. This means that Subaru drivers will be able to report issues involving corrosion and rust. Which is unlikely but does happen to many cars driven in harsher environments.

For the five years of your Subaru ownership, you are well protected from the unfortunate repair costs you could incur if something were to break down. What do you do when the 5 years are over, and you plan to keep your car longer?

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Is a Subaru Extended Warranty Worth It? Average Repair Costs for Subaru

Subaru warranties are comprehensive, but they don’t last forever. And when they expire, you lose some of that confidence you had when you first started owning and driving your car. But those drivers whose manufacturer’s auto warranty has expired or who purchased their vehicle pre-owned are not forced to go unprotected. In fact, these drivers have many vehicle protection options that will shield them from the high-cost of auto repairs.

If you continue to drive your car here are the most common repairs for a Subaru, using the 2017 Forester model as an example (RepairPal):

Water Pump Raplacement $367-$530
Head Gasket Replacemen $1092-$1788
Oil Pump Replacement $439-$749
Alternator Replacement $432-$598
Door Window Motor Replacement $324-$379
Starter Replacement $340-$573
Heater Core Replacement $595-$851
AC Compressor Replacement $803-$1282
Power Steering Pump Replacement $537-$629

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What is a Subaru Vehicle Service Contract?

A vehicle service contract is a plan between you and a provider, in our case Endurance. It is a promise from Endurance to pay for specified repairs related to the eventual mechanical failures during a specified amount of time. Some refer to these as an extended warranty because it essentially acts as a continuation of the money-saving benefits that came from factory coverage even when provided by an independent third-party company.

Here are the terms associated with vehicle service contracts you need to know:

Obligor — this is the official, legal term for the third-party company who is obligated to live up to the terms of the agreement and contract.

Administrator — This refers to who is specified in the agreement to handle claims related to the contract. In Endurance’s case, we are the obligor and administrator of our coverage plans. Not every provider is.

Does My Car Need an Extended Subaru Warranty?

Weighing the costs and benefits of a vehicle service contract is important. However, Subaru vehicles are some of the most groundbreaking and innovative cars in the market. With every new development built into their cars, from the Crosstek to the Legacy, repair costs of Subarus only increase the better they get. And they will continue to become more expensive.

Given the high cost of common repairs for a Subaru, a single after-warranty repair covered by a vehicle service contract could potentially pay for itself. Subaru has a reputation for reliability and engineering, but even the best machines were never meant to be in perfect condition forever.

Here are The Makes And Models That Qualify for Coverage:

Impreza Forester Legacy
BRZ Ascent Outback
WRX Crosstek Baja

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Should I Consider an Extended Warranty While My Subaru is Under the Manufacturer’s Warranty?

Subaru’s 5 years of coverage is focused mainly on new vehicles. Owners of used and older model Subaru vehicles, even ones still under warranty should look into vehicle service contracts sooner. Service agreements and warranty terms change the older your car gets and the longer it drives.

In fact, your car may not qualify for the same comprehensiveness of coverage and the price later on in its life. The earlier you purchase coverage, the more likely you are to lock in the best deal and the most complete level of coverage for your car.

Vehicle service contracts come backed by a company as reputable as Endurance offer many benefits to coverage beyond saving on repairs. You will have access to our 24/7 emergency roadside service for a jump-start, towing and trip interruption. You will have rental car benefits, should repairs take their time.

Protecting the Life of Your Subaru with Endurance

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Everyone can agree that Subaru builds quality cars. From the award-winning CUV, the Outback, to the sporty Toyota collaboration the BRZ, there’s no denying that Subaru is a formidable automaker. That’s why they are so confident. And that is why Endurance is also confident that we can provide vehicle service contracts that will provide Subaru drivers with extra confidence on the road ahead.

With the added benefits of a vehicle service contract acting as a continuation of the level of protection once provided to you within the first five years. Coverage from a third party provider will save you money on the costs and labor that comes with repair or replacing parts of your car that do not work as well as they were intended to. Every year repair costs on vehicles even as reliable and well-built as the Subaru Impreza.

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Endurance has protected many Subarus in the decades that we have been in the business. Many of us even drive our Subaru cars to work every day. That’s why we made it our goal to provide the Subaru vehicle service contracts that stand as the best in the market. And Subaru’s own factory warranty really pushed us to work to match a similar level of providing confidence in drivers.

That is why Endurance offers plans risk-free. Subaru drivers have the chance to try vehicle protection from Endurance for 30-days or 1000-miles before deciding if this is the best option for them.

And just as Subaru has a renowned reputation, Endurance comes backed by familiar and well-respected insurance companies with a history of paying claims. If you own a Subaru, you think of it as an investment. So protect your investment the #1 administrator of vehicle service contracts in the nation.

MORE ABOUT SUBARU:

The information below is a resource center for all Subaru owners.  If you are shopping for extended coverage, it helps to know your car’s reliability and safety history. If you are a long-time Subaru owner and you have a high-mileage vehicle, it is best to know about important safety recalls and manufacturer defects. Subaru owners should also know exactly what kind of breakdowns to expect especially after the time and mileage of a Subaru of America warranty end.

Company Phone Number: 1-800-SUBARU3 (1-800-782-2783)

Company Website: Subaru.com

General Recalls, Problems, and Defects: NHTSA.gov/recalls

Subaru Owner Reviews: ConsumerReports.org/subaru-reviews

Subaru Automotive Recalls: Subaru.com/recalls

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*A Vehicle Service Contract (VSC) is often referred to as an “extended auto warranty”, but is not a warranty.  A VSC does, however, provide repair coverage for your vehicle after the manufacturer’s warranty expires. A VSC is a contract between you and an administrator that states what’s a covered repair and what’s not. Endurance is an administrator of VSCs and does not sell warranties.*

A Vehicle Service Contract (VSC) is often referred to as an "auto warranty" or an "extended car warranty," but it is not a warranty. A VSC does, however, provide repair coverage for your vehicle after the manufacturer’s car warranty expires. A VSC is a contract between you and a VSC provider or administrator that states what is a covered repair and what is not.