The California Department of Insurance (CDI) is a state agency that serves to protect the rights of all insurance consumers in the state of California. The CDI is responsible for regulating all insurance companies, agents, and brokers conducting business in California. They also investigate insurance fraud and other illegal activities and have the authority to impose fines and penalties on those who violate the law.

CDI is a part of the California Department of Financial Institutions and provides education and resources to help Californians understand and make informed decisions about their insurance needs. CDI also works to ensure that consumers receive fair treatment and that insurance companies, agents, and brokers act in an ethical and legal manner.

The Department offers various services to help Californians understand insurance and their rights as consumers. They provide a toll-free helpline to answer questions and provide information and resources. They also license and investigate insurance companies, agents, and brokers to ensure that they are acting in the best interest of their consumers.

CDI also works with other state agencies to help enforce California’s insurance laws. They also work with the California Department of Motor Vehicles to help ensure that drivers have the proper auto insurance and mechanical breakdown insurance (MBI) coverage.