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BMW Extended Warranty: Protecting Your BMW and Your Wallet

BY: Alex Perrone
bmw extended warranty

How would you describe a BMW? Luxurious… sophisticated… upscale?

Truthfully, the list could go on and on. BMW refers to themselves as “The Ultimate Driving Machine.”

For the most part, they live up to the name. BMW has become a cultural icon all over the globe and attracts a distinct clientele. In some ways, a BMW can be considered a power statement.

A BMW can be a status symbol just as much as it can be a sex symbol. However, BMW’s can also be a nightmare when you get a repair bill. But that new or used BMW that you’ve just bought doesn’t have to be a burden to own and repair, that is if you have a BMW extended warranty.

Want to Save THOUSANDS on Auto Repairs? Get Endurance!

The BMW nameplate demands a certain je ne sais quoi factor. And if you’re a current BMW owner or plan to be one, you already know you are paying a premium for that.

When you purchase such an expensive vehicle you should expect to pay equally expensive repairs.

Spending upwards of $30,000-$50,000 on a car can feel like a one-way ticket to costly repair bills, “the true cost of ownership,” as it’s referred to in certain automotive circles.

While BMW’s factory warranty is pretty standard compared to competitors, when it ends that’s when your personal pocketbook is liable for costly repairs because they’re no longer on BMW’s dime.

And if this is long before you’re considering trading up or selling your BMW outright, you’re going to wind up paying for those costs right out of your pocket. So consider this: instead of being forced to empty your pockets when your manufacturer’s warranty expires, look to the benefits of a BMW extended warranty in order to help you to take care of repairs.

With the hourly labor rate in the U.S. at an all-time high, it seems like every vehicle makes and model will experience higher repair costs year after year.

When it comes to rising repair costs over time it will be luxury vehicles like BMW’s that are going to be affected the most.

BMW Manufacturer’s Warranty and Extended Warranty Options:

If you’re lucky enough to have bought your car or SUV sometime between 2016 and present, you qualify for what is called the Ultimate Care standard for the first 3 years or 36,000 miles. And remember, that’s whichever comes first. Here’s is what the BMW Ultimate Care program covers:

  • Engine Oil
  • Engine Filter
  • Brake Fluid
  • Cabin Micro Filter(s)
  • Engine Air Filter(s)
  • Spark Plugs
  • Remote Control/Key Battery
  • Vehicle Check
  • Fuel Filter (Diesel engines only)

For vehicles that are older in age but were made no later than 2014, there is the option of the BMW Maintenance Program.

The Maintenance program is a lot like BMW’s answer to a Vehicle Service contract. What these do is allow BMW owners to essentially pre-pay for their scheduled routine service but not the expected wear and tear items.

This program will provide protection for your vehicle for the first 4 years or 50,000 miles. Again, whichever of the two comes first.

Outside of the coverage plans we just mentioned, there are no other options for extending your factory warranty direct from BMW. So what do you do if your car is older than a 2014 model?

The company doesn’t do this out of malice, it’s simply the nature of automakers constantly pushing drivers to newer models even if their current one could still last for years.

The biggest fine print when it comes to BMW’s coverage options is that all of them are only available to benefit the initial purchaser.

In plain English: BMW warranties are non-transferrable beyond within the household. So if you plan to gift the BMW to your spouse or child, they’ll get the same benefits as you.

However, if you plan on selling to someone else or are in fact buying a BMW from non-family, you better get that marriage and adoption paperwork handed in (which is silly and costly to do but people do strange things to save money).

Available Extended Warranty Options for Used BMWs:

At the same time, any BMW driver whose cars are no longer covered under the original manufacturer’s warranty and wish to extend their BMW warranty protection really one more option offered directly from BMW – Powertrain Plus.

Furthermore, in order to qualify, the enrolled vehicle must have less than 80,000 miles on the odometer at the time of purchasing coverage and less than seven years of in-service time.

If a BMW owner does meet these two requirements, the following three service terms are available:

  • 12-months or 12,000-miles
  • 24-months or 24,000-miles
  • 36-months or 36,000-miles

Drivers wishing to buy a BMW Extended Warranty whose cars are still covered by an original manufacturer’s warranty are welcome to participate in the previous plans listed above, but also have the option of three additional programs offered from BMW.

These are as follows:

  • 5-years or 100,000-miles
  • 6-years or 100,000-miles
  • 7-years or 70,000-miles
  • 7-years or 100,000-miles

Please note that the time and mileage requirements above for vehicles still under the original factory warranty are calculated with the initial in-service date and from a zero odometer reading, rather than the odometer reading taken at the time of enrollment in the extended warranty program.

For example, a new car purchased on 3/21/2014 and enrolled in the 6-year/100,000 mile Extended Warranty Program will have a contract expiration date of 3/20/2020 or at 100,000 miles on the odometer, whichever of the two comes first.

We stress this because many drivers believe their warranty coverage begins at their first repair service, but this is not the case.

It should also be understood that all BMW warranties, new car factory coverage or any of the extended warranties BMW offers, carry a deductible of $50 per service visit.

Every exceptional Certified Pre-Owned BMW comes with a protection plan designed to give you the ultimate peace of mind.

Does BMW Offer a Certified Pre-Owned Extended Warranty?

Some BMW vehicles are deemed “certified pre-owned” by your local dealership, but what exactly does this certification entail and what does it cover?

When it comes to BMW Certified Pre-Owned, you’re only really covered 1 year with unlimited vehicle miles.

After that first year, you have 4-year / 50,000 miles with their New Vehicle Limited Warranty for Passenger Cars and Light Trucks. So in total pre-owned BMWs are only covered for about 5 years / unlimited vehicle miles and that means only 5 years of BMW Roadside Assistance too.

What BMW’s Certified Pre-Owned Protection Plan does is protect against defects but not breakdowns in the BMW itself, you are not covered like in the Maintenance Program or the optional extension of the original 4-year/50,000 mile New Vehicle Limited Warranty for Passenger Cars and Light Trucks.

Now that might seem like plenty, and while it is a lot, not every BMW owner is comfortable with only 5 years of coverage even if they plan on driving every mile they can under this “unlimited” plan.

How Much Does it Cost to Fix a BMW?

After reading that chart, you’re probably a bit nauseous.

We understand! And not to make matters worse, but those estimates are from a few years ago and the prices of auto repairs have only skyrocketed since. F

eel free to take a minute and let that sink in… you may want to take a repair cost without extended warranty

The only thing you can think about right now is getting a BMW extended warranty from Endurance.

Unfortunately, we cannot sell you an extended warranty, because nobody can sell one except for BMW itself. But we CAN sell you a vehicle service contract. This service contract will work in the same way that a BMW extended warranty would: paying for parts, labor, and taxes for repairs.

You see, for a service plan to be called a warranty it has to come directly from the manufacturer. This means that anything that is called a BMW extended warranty would have to be sold and produced by BMW. However, even BMW doesn’t call their product as such, they refer to it as “BMW Extended Vehicle Protection”.

Why Choose a BMW Extended Warranty that is Not From BMW?

Shopping for any extended warranty can be as simple as knowing who to trust. Endurance Warranty can show you important information you should know as an owner, including the claims history of BMW owners, customer reviews, and reliability ratings.

One of the most obvious reasons is the price. Third-party service plans are typically less expensive. This is because they go directly from the source to the consumer.

The majority of service plans that you can purchase at a dealership are the same exact plans that we sell. While BMW does offer a form of vehicle protection, you might feel that nausea returns when you see the price. Choosing a service contract with us saves YOU money!

A vehicle service contract can be placed upon a new or used vehicle at any time, whereas most dealer service plans must be purchased at the time of sale when the vehicle is new. Whether you have 100 or 100,000-miles, we can provide coverage for your car.

All of Endurance’s extended BMW warranties are backed by reputable, well-respected insurance companies with long histories of paying claims in a prompt and efficient manner.

Any policy you purchase from Endurance is absolutely free of risk. We give customers the opportunity to try our products for up to 30-days with our unconditional money-back guarantee.

We’re in the business of providing the best warranty coverage you can buy.

So why should you spend extra money on the same thing? Don’t wait until it’s too late and your BMW is sitting in the shop. Call us today to get your vehicle service contract and return to the world of worry-free driving!

Want to Save THOUSANDS on Auto Repairs? Get Endurance!

More About BMW Warranty:

For more information about BMW’s performance history, visit one of the sites below. You’ll want to know what kind of breakdowns to expect when the BMW warranty provided by the manufacturer runs out. A little research can go a long way. So does a reliable BMW extended warranty from Endurance.

BMW Phone Number: 800-831-7771
BMW  Website:
Maintenance Schedules, Recalls, and TSBs: Car Maintenance Guide
Prepare for Repairs: Diagnose Engine Repair
Recalls, Problems & Defects: BMW Auto Recalls
General Automotive Recalls: Latest in automotive recalls

FAQ’s: BMW Extended Warranty Cost

  • Can my BMW vehicle be serviced anywhere?

Endurance provides well-rounded coverage for both new and used vehicles that allow you to take your car to any certified mechanic. In order to remain covered under BMW’s warranty agreement, they must go to a BMW-approved dealership which limits the customer from receiving service anywhere.

  • What repairs are covered by an extended warranty?

Depending on what coverage plan you desire, extended warranties can cover everything from the engine, fuel, transmission, cooling systems, electrical, and more. Endurance has an option that is suitable for everyone and provides payment plans if needed. Check out each plan we offer which also includes sample contracts with full details.

  • What types of charges would not be covered by Endurance?

For a list of our exclusions, check out each plan we offer which also includes sample contracts with full details. The amount of coverage also depends on which plan you go with.

  • What’s the difference between an extended warranty from a dealer and Endurance?

Aside from being the direct administrator and obligor of most plans we offer, we launched our Endurance Elite Membership which offers total protection to our customers. Our program provides key fob replacements and up to $5,000 in repair loans that can be paid in easy payment installments.

You can also stay up-to-date with your plan on our Endurance Protect App that allows for easy access to your account. To top it off, we reimburse up to 2 replaced or repaired tires per year!

  • How do I get a quote for an extended car warranty?

You can request a quote at the Endurance homepage by easily filling out your vehicle information, phone number, and email to a get a free quote in as quick as minutes!

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