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BMW Extended Warranty: Protecting Your BMW and Your Wallet

bmw extended warranty cost

How would you describe a BMW? Luxurious… sophisticated… upscale? Truthfully, the list could go on and on. BMW refer to themselves “The Ultimate Driving Machine.” And for the most part, they live up to the name. BMW has become a cultural icon all over the globe and attracts a distinct clientele. In some ways a BMW can be considered a power statement. A BMW can be a status symbol just as much as it can be a sex symbol. However, BMW’s can also be a nightmare when you get a repair bill. But that new or used BMW that you’ve just bought doesn’t have to be a burden to own and repair, that is if you have a BMW extended warranty.

Want to Save THOUSANDS on Auto Repairs? Get Endurance!

The BMW nameplate demands a certain je ne sais quoi factor. And if you’re a current BMW owner or plan to be one, you already know you are paying a premium for that. It’s a huge investment. When you purchase such an expensive vehicle you should expect to pay equally expensive repairs. Spending upwards of $30,000-$50,000 on a car can feel like a one-way ticket to costly repair bills, “the true cost of ownership,” as it’s referred to in certain automotive circles. And while BMW’s factory warranty is pretty standard compared to competitors, when it ends that’s when your personal pocketbook is liable for costly repairs because they’re no longer on BMW’s dime.

And if this is long before you’re considering trading up or selling your BMW outright, you’re going to wind up paying for those costs right out of your pocket. So consider this: instead of being forced to empty your pockets when your manufacturer’s warranty expires, look to the benefits of a BMW extended warranty in order to help you to take care of repairs.With the hourly labor rate in the U.S. at an all-time high, it seems like every vehicle make and model will experience higher repair costs year after year. When it comes to rising repair costs over time it will be luxury vehicles like BMW’s that are going to be affected the most.

BMW Manufacturer’s Warranty and Extended Warranty Options:

If you’re lucky enough to have bought your car or SUV sometime between 2016 and present, you qualify for what is called the Ultimate Care standard for the first 3 years or 36,000 miles. And remember, that’s whichever comes first. Here’s is what the BMW Ultimate Care program covers:

  • Engine Oil
  • Engine Filter
  • Brake Fluid
  • Cabin Micro Filter(s)
  • Engine Air Filter(s)
  • Spark Plugs
  • Remote Control/Key Battery
  • Vehicle Check
  • Fuel Filter (Diesel engines only)

For vehicles that are older in age but were made no later than 2014, there is the option of the BMW Maintenance Program. The Maintenance program is a lot like BMW’s answer to a Vehicle Service contract. What these do is allow BMW owners to essentially pre-pay for their scheduled routine service but not the expected wear and tear items. This program will provide protection for your vehicle for the first 4 years or 50,000 miles. Again, whichever of the two comes first.

Outside of the coverage plans we just mentioned, there are no other options for extending your factory warranty direct from BMW. So what do you do if your car is older than a 2014 model? The company doesn’t do this out of malice, it’s simply the nature of automakers constantly pushing drivers to newer models even if their current one could still last for years.

bmw warranty

The biggest fine print when it comes to BMW’s coverage options is that all of them are only available to benefit initial purchaser. In plain English: BMW warranties are non-transferrable beyond within the household. So if you plan to gift the BMW to your spouse or child, they’ll get the same benefits as you. However, if you plan on selling to someone else or are in fact buying a BMW from non-family, you better get that marriage and adoption paperwork handed in (which is silly and costly to do but people do strange things to save money).

Available Extended Warranty Options for Used BMWs:

At the same time, any BMW driver whose cars are no longer covered under the original manufacturer’s warranty and wish extend their BMW warranty protection really one more option offered directly from BMW – Powertrain Plus. Furthermore, in order to qualify, the enrolled vehicle must have less than 80,000 miles on the odometer at the time of purchasing coverage and less than seven years of in-service time. If a BMW owner does meet these two requirements, the following three service terms are available:

  • 12-months or 12,000-miles
  • 24-months or 24,000-miles
  • 36-months or 36,000-miles

Drivers wishing to buy a BMW Extended Warranty whose cars are still covered by an original manufacturer’s warranty, are welcome to participate in the previous plans listed above, but also have the option of three additional programs offered from BMW. These are as follows:

  • 5-years or 100,000-miles
  • 6-years or 100,000-miles
  • 7-years or 70,000-miles
  • 7-years or 100,000-miles

Please note that the time and mileage requirements above for vehicles still under the original factory warranty are calculated with the initial in-service date and from a zero odometer reading, rather than the odometer reading taken at the time of enrollment in the extended warranty program. For an example, a new car purchased on 3/21/2014 and enrolled in the 6-year/100,000 mile Extended Warranty Program will have a contract expiration date of 3/20/2020 or at 100,000 miles on the odometer, whichever of the two comes first. We stress this because many drivers believe their warranty coverage begins at their first repair service, but this is not the case. It should also be understood that all BMW warranties, new car factory coverage or any of the extended warranties BMW offers, carry a deductible of $50 per service visit.

bmw extended warranty price

Every exceptional Certified Pre-Owned BMW comes with a protection plan designed to give you the ultimate peace of mind.

Does BMW Offer a Certified Pre-Owned Extended Warranty?

Some BMW vehicles are deemed “certified pre-owned” by your local dealership, but what exactly does this certification entail and what does it cover? When it comes to BMW Certified Pre-Owned, you’re only really covered 1 year with unlimited vehicle miles. After that first year, you have 4-year / 50,000 miles with their New Vehicle Limited Warranty for Passenger Cars and Light Trucks. So in total pre-owned BMWs are only covered for about 5 years / unlimited vehicle miles and that means only 5 years of BMW Roadside Assistance too.

What BMW’s Certified Pre-Owned Protection Plan does is protect against defects but not breakdowns in the BMW itself, you are not covered like in the Maintenance Program or the optional extension of the original 4-year/50,000 mile New Vehicle Limited Warranty for Passenger Cars and Light Trucks. Now that might seem like plenty, and while it is a lot, not every BMW owner is comfortable with only 5 years of coverage even if they plan on driving every mile they can under this “unlimited” plan.

How Much Does it Cost to Fix a BMW?

After reading that chart, you’re probably a bit nauseous. We understand! And not to make matters worse, but those estimates are from a few years ago and the prices of auto repairs have only skyrocketed since. Feel free to take a minute and let that sink in… you may want to take a seat.bmw repair cost without extended warranty

The only thing you can think about right now is getting a BMW extended warranty from Endurance. Unfortunately, we cannot sell you an extended warranty, because nobody can sell one except for BMW itself. But we CAN sell you a vehicle service contract. This service contract will work in the same way that a BMW extended warranty would: paying for parts, labor, and taxes for repairs.

You see, for a service plan to be called a warranty it has to come directly from the manufacturer. This means that anything that is called a BMW extended warranty would have to be sold and produced by BMW. However, even BMW doesn’t call their product as such, they refer to it as “BMW Extended Vehicle Protection”.

Why Choose a BMW Extended Warranty that is Not From BMW?

Shopping for any extended warranty can be as simple as knowing who to trust. Endurance Warranty can show you important information you should know as an owner, including the claims history of BMW owners, customer reviews, and reliability ratings.

One of the most obvious reasons is price. Third-party service plans are typically less expensive. This is because they go directly from the source to the consumer. The majority of service plans that you can purchase at a dealership are the same exact plans that we sell. While BMW does offer a form of vehicle protection, you might feel that nausea return when you see the price. Choosing a service contract with us saves YOU money!

A vehicle service contract can be placed upon a new or used vehicle at any time, whereas most dealer service plans must be purchased at the time of sale when the vehicle is new. Whether you have 100 or 100,000-miles, we can provide coverage for your car.

All of Endurance’s extended BMW warranties are backed by reputable, well-respected insurance companies with long histories of paying claims in a prompt and efficient manner. Any policy you purchase from Endurance is absolutely free of risk. We give customers the opportunity to try our products for up to 30-days with our unconditional money-back guarantee. We’re in the business of providing the best warranty coverage you can buy.

So why should you spend extra money on the same thing? Don’t wait until it’s too late and your BMW is sitting in the shop. Call us today to get your vehicle service contract and return to the world of worry-free driving!

bmw extended warranty price

More About BMW Warranty:

For more information about BMW’s performance history, visit one of the sites below. You’ll want to know what kind of breakdowns to expect when the BMW warranty provided by the manufacturer runs out. A little research can go a long way. So does a reliable BMW extended warranty from Endurance.

BMW Phone Number: 800-831-7771
BMW  Website: http://www.bmwusa.com
Maintenance Schedules, Recalls, and TSBs: http://www.edmunds.com/maintenance/select.html
Prepare for Repairs: http://www.autohausaz.com/bmw-auto-parts/bmw-oil-pressure.html
Recalls, Problems & Defects: http://www.internetautoguide.com/auto-recalls/01-int/bmw/index.html
General Automotive Recalls: http://www.consumeraffairs.com/recalls04/aaarecalls_auto.htm


bmw warranty

*A Vehicle Service Contract (VSC) is often referred to as an “extended warranty”, but is not a warranty.  A VSC does, however, provide repair coverage for your vehicle after the manufacturer’s warranty expires. A VSC is a contract between you and a VSC provider or administrator that states what is a covered repair and what is not. Endurance is an administrator of VSCs and does not sell warranties.*


Author: Art Royzengurt

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  1. Hi Art,

    I read a few of the articles on here and I saw that one mentioned asking questions in the section below if we had any, so I hope I am doing this right. But I have a BMW 5 series and I am going to get rid of it soon because it is over six years old. It still drives very well and is in great condition, I am just looking for something a little bit newer. I wondered if you had any advice about dealing with dealerships and how to say no. I have already decided that I want to get an extended warranty from Endurance for the new car that I buy but I feel like they pressure you so much at the dealership. So any advice?

    Thanks for your time,
    Annette Crowsley

  2. Hi Annette,

    You are completely correct, this is where you can ask any questions for our Vehicle Protection Specialists and I would be happy to answer all of your questions. In the future for a faster response, please feel free to call 1-866-485-3600 and ask any questions that you may have. We love answering questions here but if you ever have one that is very pressing, we would love to help you as quickly as possible and we can do so over the phone.

    But to answer your question, we deal with dealerships a lot and some are extremely friendly and educational. A lot of the times you can find salesmen and managers that truly care about their customers and want to make sure they find the right car at the right price. But on the other end of the spectrum you see the absolute worst of the worst, complete dirt bag, cheese-ball dealers. These are the guys you want to avoid, if you think the dealership you are going to might house a group of slick talkers who will put you into the first car they see, then please steer clear of them.

    In regards to saying “no” to a dealer the answer is simple… just say no! We know this is obvious but if you just keep repeating the deal no matter how much they try to budge you, they will eventually say no. If you ever feel pressured to buy something and feel like you cannot say no, just excuse yourself, the dealer will likely be so afraid of losing the sale they will back off immediately and sometimes offer you a better deal. It is different for every dealer though, but we always recommend merely saying “no thanks”, and leaving it at that.

    Thanks for your question Annette, let us know if you have any other questions!
    -Art R

  3. Looking to purchase a BMW 528xi, vehicle has 93,000miles. Please provide an estimate for an extended warranty for mileage range upto 150,000 miles…thanks…dmp

  4. I would not purchase a BMW now without an extended maintenance warranty and tire insurance. The straight extended warranty that you are referring to covers large items like engine and transmissions, as I recall. Whether or not you think you need it is a toss up if you don’t think you’ll keep the car.

  5. If you don’t want to be stranded in the middle of nowhere when your car is broken down, it’s important to work with a warranty company that can answer your questions and help you understand how to get the most of your BMW extended warranty how to avoid common mistakes BMW owners make and end up with a cancelled warranty contract. That is why I chose Endurance.

  6. There are no deductibles, active plans are fully transferable and roadside Assistance Services are extended for the life of the plan.

  7. It is interesting that if you know what you are doing, you can utilize plans like this to cover repair costs. These types of things are difficult to stay current on, so I appreciate you explaining how these processes work. Do you have any tips on what kind of repair companies to contact in this type of situation? Thank you for your helpful and professional information about these warranties.

  8. Thanks for explaining the difference between a manufacture’s extended warranty and a dealer service extended warranty, Art. I’ve always loved the look of BMWs. But, you make a great point about how you need to consider the cost of ownership for any car you buy. I’ll be sure to look more into dealer service extended warranties the next time I buy a car.

  9. Can you provide me cost information for extended warranty plan for 2012 BMW X5(67000mi now)? THX

  10. What is the difference between the BMW Platinum warranty and your warranty on a BMW M5?

  11. Cost of a service contract on 2008 BMW 128i with 28,000 miles??

  12. 2011bmw 750li with 103419 miles best warranty to go with

  13. How does the repair service work? Upon the need for the repair would one just give Endurance a call with the repair bill to cover?

    • Rose, if you already have an ASE certified mechanic, simply present your Endurance card. The mechanic will diagnose the problem and will contact us prior to repair. The cost of approved repairs will be paid to the shop directly by Endurance. If you do not have a mechanic, call us and let our customer care department handle the process for you. We’ll find you an ASE certified repair shop, set up an appointment and take care of the payment process.

  14. Looking for a quote for a 2014 BMW X3 xdrive 28i with 30,000 miles. Current CPO coverage would be for two years. I’d be looking for coverage for four additional years and up to 100,000 miles.

  15. There are basically two types warranties meant for all types of car. One is manufacture warranty and the second one is extended warranty. Here, in this regard I would like to say that a service contract, sometimes referred to as an extended warranty which is designed to offset the repair cost after the purchase of a new or used car. Though the blog has described about usefulness of extended warranty of BMW, still I would like to say that it is not only applicable to BMW rather it is beneficial for the person having any type of car because it is usually that kind of warranty which kicks in after the expiration of manufacture’s bumper to bumper warranty. Thus, if someone is having an extended warranty of his BMW, then he can definitely save some amount of money in repairs.

  16. We get scared when it comes to repair our luxury vehicles. As BMWs are very costly vehicles, accordingly its repair charge would be too high. It is suggested that whenever your car encounters a problem or for regular checks, you have to take it to an authorized service point, where you can get lots of benefits like quality service, extended warranty, comparatively less cost, etc. As a result, your car’s safety becomes ensured and finally, you will be benefited. The guys working in such centers know how to handle advanced tools.

  17. Can you get a service contract after the factory warranty expired?

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