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How Much Does an Extended Car Warranty Cost?

BY: Endurance
Piggy Bank on Car Dashboard

A manufacturer’s warranty on your new car can protect it from unexpected repair costs once you leave the dealership showroom. However, many of these factory warranties only last three years or 36,000 miles. Once this coverage expires, you can look for what is known as an auto protection plan or extended car warranty, which can continue the coverage of your vehicle for mechanical breakdowns and other auto repairs that car insurance may not cover.

When searching for an extended warranty, auto protection plan, or vehicle service contract, it’s common to wonder how much a contract will cost. At Endurance, we understand why price and value are important for any potential auto protection customer.

The cost of an individual auto protection plan depends on many factors unique to your vehicle and needs. While we can’t estimate exactly how much your individual plan will be per month, we can give you a glimpse at what factors contribute to a plan’s cost.

Factors Contributing to Extended Car Warranty Cost

Finding a coverage option that is right for you will be determined by a few factors, such as:

  1. The age of your vehicle
  2. Your driving habits, such as how frequently you drive
  3. Vehicle mileage
  4. Your budget

While there are other potential factors, these three main ones will ultimately determine your total extended car warranty cost. We sometimes refer to these factors as “moving parts” because they are different for every customer and constantly moving, which means we can customize a contract to fit your needs.

For example, consider these two drivers:

Driver 1: He drives a 2018 Toyota RAV4 with 43,000 miles on it. He frequently drives his vehicle with his long commute to work and his child’s soccer practices on the weekends. This schedule frequently puts him at about 1,000 miles a month. When researching extended coverage, he wants a $50 deductible.

Driver 2: This driver owns a 2016 Audi A6 that is only driven about 300 miles a month, primarily for errands and driving to work daily. This vehicle is already five years old and has 32,000 miles on it.

These two drivers show obvious differences, such as vehicle age, vehicle price, mileage, etc. Along with these variances, the vehicle make/model and daily usage can affect an auto protection plan price. Fixing an Audi is more expensive. However, compared to the higher mileage Toyota, it is less likely to need a trip to an auto repair shop or an unexpected call for a tow truck. This difference means these two cars will likely not qualify for the same contract and thus will have a different auto protection plan or extended car warranty cost.

extended car warranty cost

Generally, an extended car warranty costs approximately $4,000. But, as we’ve mentioned, every driver and contract is different. When your car needs repairs, and you don’t have coverage, the mechanic will require payment in full. At Endurance, to assist drivers with costs, we offer specialized payment plans to fit your budget so you won’t be left paying expensive repair costs on your own.

To review how much a vehicle protection plan or extended car warranty will cost, contact Endurance online or call us at (800) 253-8203. Once connected, you can receive a free, no-obligation quote to help you find an affordable auto protection plan. Gain peace of mind behind the wheel with Endurance!

FAQs: Extended Warranty Cost

Which extended car warranty covers the most for the best price?

Endurance offers a wide range of coverage plans that provide total protection to customers. Drivers have different habits, and depending on your vehicle information, we can work to find the most suitable plan for you. Also, all plans include one year of Endurance Elite Benefits for extra perks such as 24/7 roadside assistance and towing, tire repairs, key fob replacement, and more. A small activation fee applies.

What repairs are covered by an extended warranty?

For a list of our exclusions, check out each plan we offer, including sample contracts with full details. The amount of coverage differs from plan to plan, but each one comes with our Elite Benefits. For even more comprehensive coverage, be sure to check out one of our levels of coverage with Advantage, the most comprehensive auto protection package available on the market today.

How is the cost of an extended car warranty determined?

The cost of an extended warranty is determined by various factors that differ from customer to customer. However, the most common factors are the age of the vehicle, the vehicle’s mileage, and your driving habits. Our representatives can also help you find a plan that fits your budget. Click here to get a quote with Endurance.

How does the cost differ between a factory warranty and a third-party administrator?

The cost of a factory warranty is typically higher than a third-party provider, as the dealership will often serve as a middleman, marking up the price of the contract. Endurance is a direct provider, meaning we develop our own plans to help car owners like you find the plans you need at prices you can afford, unlike third-party warranty providers such as CARCHEX or CarShield. We are the direct administrator of most of our plans, so you know that when you’re working with Endurance, you’re getting the best price available for the coverage you need.

How do I get a quote for an extended car warranty?

Request a quote online by filling out your name, vehicle information, phone number, and email address. You can also call (800) 253-8203 to speak with an Endurance representative directly or shop online to see your price instantly!

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