Whether or not you should buy a car extended warranty depends on several factors, including the age and condition of the vehicle, your budget, and the cost and coverage of the extended warranty.

Generally speaking, consider investing in an extended warranty or auto protection if you have a used vehicle, an older car, or a high-mileage vehicle. Older vehicles typically require more maintenance and repairs to keep them running smoothly, which can add up quickly. Unfortunately, many manufacturers extended warranties include exclusions and limitations, which frequently don’t cover the vehicles that often need it the most.

However, auto protection plans through third-party providers, also known as vehicle service contracts (VSC), can provide financial protection against unexpected costly mechanical breakdowns for a broader range of makes, models, model years, and driving styles. Depending on the coverage plan, it may even cover routine maintenance costs.

Plus, with Endurance, all plans also come with additional benefits, including 24/7 roadside assistance, car rental reimbursement, and trip interruption coverage, giving you peace of mind that you’re taken care of whenever you’re in need.

On the other hand, if you have a newer car, the original manufacturer’s warranty may be enough to cover any repairs or replacements you may need. This warranty usually covers major components such as the engine, transmission, and electrical systems for a limited period of time.

Ultimately, each person should research the various coverage options available and make an informed decision that’s best for you and your vehicle.