Aftermarket Auto Warranty- Understanding Which Warranty You’re Buying

Crushed Cars

Most people know what a manufacturer’s warranty is.

It is a promise to cover repairs and parts for your vehicle by the manufacturer in the event of something that may have gone wrong during the manufacturing process. For instance, Chevrolet uses a 3-year/36,000-mile warranty on all of the new vehicles that they sell. But when your manufacturer’s warranty expires you’re the one responsible for all repair bills. When this happens… better yet, BEFORE this happens you might want to research an aftermarket auto warranty.

Being without extended coverage is like driving without collision insurance. If something happens, you’ll end up having to shell out a lot of cash. And dropping all of this green can leave you seeing red. But this is where an aftermarket auto warranty comes in.

What is an Aftermarket Auto Warranty?

An aftermarket auto warranty is the protection you put on your vehicle after your manufacturer’s warranty expires. The reason it is called an aftermarket auto warranty is because it can be placed on your vehicle anytime after the vehicle has been purchased. Meaning it was purchased after the vehicle was off the market (left the dealership).

An aftermarket auto warranty is also known as an extended auto warranty, however, both of these terms are technically incorrect. The correct term for an aftermarket auto warranty is a vehicle service contract. Vehicle service contracts work similarly to the manufacturer’s warranty, covering parts, labor, and taxes for repairs.

Do I Need an Aftermarket Auto Warranty?

We’ve said it time and time again. And while we hate to sound like a broken record, we’ll say it again: everyone needs extended coverage. You may think you don’t need it, but you do. This isn’t to say that you can go without, because you can. But when you decide to do so, be ready to face some ridiculously high repair bills. We’re not trying to scare you, we just want everyone to not have to worry about repair bills ever again.

The great thing about extended coverage is that auto shops love us. Everyone from small town certified mechanics to massive dealerships enjoy working with us. Because we pay with our corporate account in advance, they get their money fast.

Don’t wait until your manufacturer’s warranty runs out and you have a lapse in coverage. Extended coverage can save you thousands on repairs bills and get you back on the road in no time. Why just drive your car when you can drive it worry-free?!

A Vehicle Service Contract (VSC) is often referred to as an "auto warranty" or an "extended car warranty," but it is not a warranty. A VSC does, however, provide repair coverage for your vehicle after the manufacturer’s car warranty expires. A VSC is a contract between you and a VSC provider or administrator that states what is a covered repair and what is not.