If you’re someone who’s looking to save on a new car, then you may have looked into salvage title or rebuilt options. Although this may help you save in the short term, finding reliable extended warranty protection may be difficult since most providers turn away salvage title or rebuilt vehicles. Plus, finding comprehensive coverage may not be possible, so many ask the burning question, ‘can I get an auto warranty on a salvage title car?’
The short answer is yes, but there are various factors to consider before shopping for an extended warranty, also referred to as a vehicle service contract. Our experts broke down what is considered a roadworthy vehicle, and what your next steps should be to gain peace of mind.
What Is a Salvage Title Car?
A salvage title vehicle is often considered a total loss by an insurance company that paid out damage on a car accident claim. With millions of accidents occurring every year, more and more vehicles are repossessed by insurance companies, which are then resold to an auto repair company for resale.
Driving a used car that is still associated with a salvage title can be illegal if the proper steps have not been taken. To ensure your vehicle is both safe and legal to drive, you’ll be required to go through serious repair work, assuming the seller of the vehicle did not do so already and pass state safety inspections.
After going through this process, you will be required to go to the DMV to receive a new title and registration for your vehicle. At this point, your salvage vehicle would be legal to drive on the road, and the title will be switched to rebuilt. Many people often ask if a salvage title void an existing warranty and the answer is yes. The minute your vehicle has deemed a salvage, the original warranty has been voided, even if rebuilt.
What are the Pros and Cons of Salvage and Rebuilt Titles?
Purchasing a salvage or rebuilt title vehicle is considered to be a more affordable option vs. getting a brand new or pre-owned model. Most older vehicles have lower pricing, and when money is tight, that’s a preferred route to take. Since the vehicle experienced significant damage, the overall value of the car goes down compared to new or pre-owned models. However, there are a few factors to consider before taking the plunge.
Finding extended warranty options for salvage title cars can be difficult since this vehicle type is usually excluded from exclusionary or powertrain coverage. Insurance can also cost you more than usual since they possess a higher risk on the road, given they’ve been labeled as a total loss.
You may also be more susceptible to sudden breakdowns unless you have a vehicle history report which shows all the repairs and work that’s been done by the previous owner. If you’re unsure about whether or not the vehicle is worth purchasing, take it to a local mechanic for them to run a diagnostic exam on all important components.
How Can You Tell If The Vehicle Has Been Rebuilt Properly?
In addition to requesting the proper documentation from the seller, you can also take the vehicle to a local, ASE-certified repair shop. They can ensure your vehicle is both safe and legal to drive while pointing out any pre-existing conditions you should be aware of. Given these vehicles have been considered repairable by insurance companies, having a professional check your used vehicle can avoid headaches in the future.
With Endurance, you choose your mechanic—the local repair shop YOU trust. And Endurance pays them directly—no complicated paperwork, no checks in the mail. Warranty coverage provided by your local dealership may require you to visit certain locations for service. With third-party providers like Endurance, you have the flexibility to visit any location that is certified.
Can I Get an Extended Auto Warranty on a Rebuilt Title?
If you’ve recently discovered you own a rebuilt or salvage title vehicle, then you may be worried about your chances of finding reliable extended warranty coverage. Unfortunately, most providers include a long list of exclusions, but with our newest protection plan, EnduranceAdvantage™*, you can experience Endurance breakdown protection PLUS unrivaled maintenance benefits in one total package.
Beyond extensive component coverage and maintenance, EnduranceAdvantage has unrivaled eligibility and benefits. Most factory warranties have a steep list of disclaimers and exclusions, which makes finding reliable protection difficult. Now there’s something for everyone—from salvaged or rebuilt vehicles to high tech and tire height modifications, to Canadian vehicles. Request a free, no-obligation quote today to get started and gain peace of mind.
Why Should I Get an Extended Auto Warranty?
An extended warranty can help alleviate the financial burden of owning a vehicle by providing coverage from costly repairs. Whether you prefer full coverage or more affordable options—there are various options to choose from. Assuming you have made your vehicle legal and passed state inspection, it’s important to remember that your new rebuilt vehicle has had a rough history.
You may have invested a large amount of money into the repair job for your vehicle and believe that an extended car warranty may not be worth the money. However, this couldn’t be further from the truth. In fact, there is no better time to keep your protection plan active than when you own a salvage or rebuilt vehicle since they’ve already experienced significant damage.
Regardless of how well you repair your vehicle and the tests you passed, a rebuilt vehicle can be predisposed to breaking down quicker than a car that never went through a serious accident. Additionally, with a voided factory warranty due to the title, it’s incredibly important to get an extended warranty for your salvage or rebuilt vehicle right away.
Get Breakdown and Maintenance Coverage with EnduranceAdvantage™
Unforeseen car breakdowns can easily arise with salvaged or rebuilt vehicles. Car insurance can only cover damage caused by accidents, but breakdown protection protects against manufacturing errors. By investing in an extended car warranty, you can protect yourself and your vehicle from those unexpected problems. Unlike other providers, EnduranceAdvantage can give your salvage or rebuilt vehicle the coverage you are looking for in a crisis.
With three different coverage labels, there’s sure to be an EnduranceAdvantage plan that works for you. Each plan comes with 1 year of free Endurance Elite Membership that can provide you with benefits such as 24/7 roadside assistance, trip interruption coverage, and much more. Get started today by requesting a free, no-obligation quote.
*Excludes vehicles that have been declared True Mileage Unknown (TMU), or has ever been branded for flood, fire, or saltwater damage