There’s no getting around the fact that owning a car is expensive — and that figure is only ever going up. Once you’ve paid the ticket price and got insurance coverage in place, the spending only continues, with maintenance and repairs keeping you under constant financial strain. In fact, the AAA revealed that the total cost to operate and own a new vehicle is now $12,297 annually (or over $1,000 monthly).

To help keep things manageable, drivers across America are investing in an extended auto warranty, which covers the cost of unexpected component failure so you don’t have to. This is a wise choice, potentially saving thousands of dollars in auto shop bills per year. But with so many providers to choose from, deciding on one can be a tough call. That’s where our regular comparison series comes in.

If you’re here, you’re most likely in the midst of research and trying to choose between Endurance and Noble Quote. To make your life easier, we’ve put them side by side, so you can make a quicker comparison and decide who best suits your needs. Keep reading for all of the key information, including details on their reputations, auto protection plans available, and additional benefits you can expect.

Meet the Providers

First things first, we should take a look at the companies, how established they are, and what we can gather from their online presence or websites.

About Endurance Warranty Services

Endurance is one of the country’s most established vehicle service contract providers, serving American drivers for almost two decades. Established in 2006, we operate out of our headquarters in Illinois and have helped thousands of drivers save a lot of money on the cost of car ownership since then.

We have a wide range of vehicle protection plans (commonly called extended car warranties) available, designed to cater to a wide range of people. We know that everyone uses their car differently, so we have options for commuters, road trippers, rideshare drivers, and almost everyone in between. We can also be pretty flexible, so if none of the base plans are quite right for your needs and budget, our plan advisors can tweak and change things to your liking.

The benefits don’t stop at industry-leading coverage, either. To give you maximum value for money, we also throw in some of the best benefits around. Every Endurance plan comes with 24/7 roadside assistance (including towing, fuel delivery, and lockout services), rental car reimbursement, and trip interruption coverage as standard. On top of that, Endurance customers can unlock a year’s access to our Elite Benefits package, adding on up to $2,000 in additional perks.* These include four tire repairs or replacements annually, key fob replacement, up to $500 in collision discounts, and up to $1,000 in total loss protection.

We take great pride in our website, which is easily accessible and includes plan options, instant pricing quotes, contact details, and even a learning center and blog. Log in to your profile to view all plan information, or download the handy Endurance Mobile app to have everything in the palm of your hand.

About Noble Quote Warranty

With a slogan of “premium vehicle protection for every driver,” Noble Quote is an extended warranty provider based in Missouri. Their Better Business Bureau (BBB) page states that they’ve been in business for just two years, but the company itself says they were founded in 2019. While they currently have an ‘A’ BBB rating, this could simply be because they haven’t been around for enough time for reviews/complaints to accumulate.

They offer four key levels of protection and separate protection for electric vehicles. Like Endurance, they also include a range of added benefits with each plan, such as 24/7 roadside assistance, emergency fuel/fluid delivery, and flat tire assistance.

Their website has everything you might expect from a modern provider. They can be contacted via email or phone, and their lines are open Monday through Saturday from 9:00 AM to 6:00 PM. Unlike Endurance, Noble Quote does not appear to have a smartphone app.

Auto Protection Plans and Coverage

Both Endurance and Noble Quote offer a range of plans aimed at different driver needs.

Endurance Warranty Plans

Supreme Plan

If you’re looking for a plan that is almost as comprehensive as factory coverage, Supreme is what you need. It is an exclusionary plan that covers every part, component, and system in your vehicle, including seals, gaskets, and even some more advanced components.

Supreme for Highline Vehicles Plan

Luxury cars might look the business, but they can actually be some of the least reliable on the road. To give owners driving confidence, we put together Supreme for Highline Vehicles: a vehicle protection program for specific luxury vehicles that have under 80,000 miles on the clock and are under 8 years of age.

Superior Plan

Superior might be a step down from Supreme, but it’s still a comprehensive plan that covers a wide range of parts. Protected components include a number of electronic parts, with the option to add protection for more advanced tech.

Advantage

An industry-leading plan, Advantage offers fantastic component protection plus up to $3,500 per year in routine maintenance. That means it’s even easier to keep your car in top running condition, with oil changes and special one-time services, and you’re therefore less likely to experience expensive breakdowns.

Select Premier

It can be tough to find coverage for high-mileage vehicles, but Endurance has a solution. We put together Select Premier specifically for owners of older cars with more than 150,000 miles on the clock. It includes coverage for key components such as transmission and drive axle assembly components, as well as your cooling system, fuel system, and select air conditioning and electrical parts.

Secure

If you only want to look after those crucial powertrain components that cost the most to repair, pick Secure — our most affordable plan.

Secure Plus

For a little more protection than our Secure plan, Secure Plus adds on brakes, air conditioning, steering, and select electrical parts.

Noble Quote Plans

Diamond Coverage

Noble Quote’s highest level of protection, Diamond Coverage is an exclusionary plan that’s similar to Endurance Supreme. It covers all of your engine, steering and suspension, plus factory audio and GPS/navigation.

Elite Protection

A stated component plan not unlike Endurance’s Superior offering, Elite covers critical vehicle systems including brakes, suspension, and more. Cars up to 20 years old are eligible.

Premier Coverage

The Premier Coverage plan is very similar to Endurance Secure Plus, adding extra components on top of basic powertrain coverage, such as brakes and cooling systems. It is described as their ideal option for owners of high-mileage vehicles.

Powertrain Protection

The most basic plan offered by Noble Quote is their cheapest but also their least comprehensive. It offers protection for the core components of the vehicle’s drivetrain, meaning the engine, transmission, drive axle, and transfer case.

Comparing Reputation and Customer Reviews

With almost 20 years in the industry, Endurance has garnered a fantastic reputation for quality of service, earning the title of America’s most trusted vehicle service contract provider. Our customer service team has won multiple awards, including Customer Service & Support Team of the Year at the 2024 Golden Bridge Awards. We’re on hand to answer questions before you purchase a plan, as well as during the claims process. As a result, we’ve maintained a great BBB rating (A-) and have thousands of positive reviews on sites like Trustpilot and ConsumerAffairs.

As Noble Quote is a relatively new provider, information on their reputation is hard to find. They only have 35+ total reviews on their Trustpilot page as of February 2025, which pales in comparison to the 9,000+ that Endurance has collected over the years. Feedback so far has been generally positive, although most comments seem to focus on the customer service received from Noble Quote salespeople as opposed to their claims.

How Do They Process Claims?

Unlike the vast majority of our competitors, at Endurance, we’re the direct administrator of our plans. As a result, there are no middlemen to deal with when you need to make a claim. If a breakdown occurs, just get your vehicle to a safe spot to prevent further damage and use your 24/7 roadside assistance benefit to tow you to the nearest certified auto shop. Let the mechanic know you have Endurance, and providing the failed component is included under your contract, we’ll take it from there. Your wallet never needs to leave your pocket (unless you have a small $50, $100, or $200 deductible).

Though Noble Quote doesn’t outright say that they’re the direct administrator of their plans, they do describe their claims process as “fast and hassle-free.” Like Endurance, all Noble Quote claims can be handled by the mechanic working on your vehicle, but they do have a team of advisors available to take calls and emails should you need to ask any claim questions.

Additional Benefits You Can Expect

To further set them apart from manufacturer warranties, third-party providers are incentivized to give you as much bang for your buck as they possibly can. This often comes in the form of bonus perks or services, which Endurance and Noble Quote both provide as standard with their plans.

Endurance Warranty Benefits

24/7 roadside assistance: Few things are worse than being stranded at the roadside. To make sure you aren’t stuck for long if your car breaks down, we provide 24/7 roadside assistance with every Endurance plan, including towing, fuel delivery, and lockout services.

Rental car reimbursement: Breaking down far from home can be costly and time-consuming, but with rental car coverage from Endurance, you won’t feel the inconvenience nearly as much.

Replacement travel reimbursement: If your car takes a little longer to repair than expected, replacement travel reimbursement means you can get back on the road while you wait.

Endurance Elite Benefits: For a small activation fee, you can add the Elite Benefits package to any Endurance plan. Benefits include four tire repairs or replacements annually, key fob replacement, up to $500 in collision discounts, and up to $1,000 in total loss protection.

Noble Quote Benefits

24-hour roadside assistance: Noble Quote’s key benefit, 24/7 roadside assistance is part of every protection plan, including towing, lockout service, battery jump-starts, and more.

Routine maintenance reimbursement: While Noble Quote offers reimbursement for oil changes and tire rotations under key benefits, it doesn’t specify whether this is included with all plans.

Rental car coverage: Like Endurance, Noble Quote will cover the cost of a rental car while yours is being worked on by a mechanic.

Who Comes Out on Top?

While it’s a reasonably close call in terms of plans and benefits, Endurance’s reputation and time in the industry puts us head and shoulders above Noble Quote. Endurance plans are also more varied, more flexible, and — with even more benefits included as standard — more value for money. If you’re an avid driver looking for top-tier auto protection, Endurance is your choice as the Best Vehicle Protection Plan Provider.

Only America’s Best Vehicle Protection Will Do

Want to find out how Endurance can help you save on the cost of unexpected component failure? Our advisors are ready and waiting for your call at (800) 253-8203. You can also request a FREE quote or shop plans and see your price instantly.

We also have an extended warranty blog with other helpful articles just like this one, so if you want to learn more about auto protection, DIY maintenance, FAQs, or anything else automobile-related, make sure to head on over.