RAM and Dodge vehicles are well-known for offering both style and capability in a wide range of driving situations, often backed by a solid factory warranty. Whether you are taking your truck out onto the trail or you simply need something that can tow a trailer now and then, a RAM truck or Dodge SUV is a great option. If you want to keep your vehicle running smoothly when putting it up against heavy-duty conditions, especially after your factory warranty expires, though, you need a protection plan, and you have a lot of different options.

​RAM/Dodge offers extended coverage through Mopar extended warranty provided by Granger, and Endurance is a third-party protection provider offering all kinds of plans. For some drivers, Endurance may be a strong option due to its flexibility and range of plan options. Knowing what each of these choices has available and which one will be better for you will help you make the right choice when it comes to protecting your vehicle.

RAM and Dodge vehicles are built for capability, whether that means towing heavy loads, tackling job sites, or heading off-road on the weekends. While factory warranties provide solid initial protection, heavy-duty use can accelerate wear and increase the risk of costly repairs once that factory warranty expires.

That’s where extended protection comes in. RAM and Dodge owners can choose manufacturer-backed Mopar Vehicle Protection or a third-party provider like Endurance. Understanding how these options compare in coverage, flexibility, claims handling, and long-term value can help you decide which plan best fits your truck or SUV — especially if you rely on it for demanding conditions.

Side-By-Side Comparison

Pain Points to Consider

​Whenever you are thinking about getting an extended car warranty for your vehicle, you need to consider some potential roadblocks that might come up and how each plan deals with them. Things like cancellation, claim denials, and the fine print are all important factors when choosing coverage.

The Mopar Vehicle Protection plans can be cancelled, and prorated refunds are available after the first 60 days. There is, however, a cancellation fee that you will have to pay, which might lower the amount of the refund you receive. In order to cancel your plan, you have to bring it to the dealership where you purchased the vehicle, and they will start the cancellation process.

There are also a number of reasons why your claim might get denied or why your coverage won’t cover a repair. Most of these reasons have to do with improper maintenance, which is not covered by the plans. To avoid denials, be sure to stay on top of your vehicle’s scheduled maintenance and to keep detailed records.

Endurance plans are designed to offer flexibility in coverage options and repair facility choice. Endurance plans can also be cancelled at any time, with refunds available after the first 30 days. There is also a 30-day money-back guarantee during which you can decide whether or not Endurance coverage is right for you and your vehicle.

Since the service contract claims process is handled by the service center where you took your vehicle, you will know whether or not a repair will be covered by your plan, including any applicable deductible, and no action will be taken until you are sure that it is going to be covered. This eliminates the guesswork involved in auto warranty claims and makes it much easier to deal with the repairs and get your vehicle back out on the road.

What Affects Pricing?

​When choosing an extended warranty plan, it is important to know what your needs are and what kind of driving you are going to be doing. Depending on how much use and abuse you are going to put your vehicle through, you will want to adjust your plan accordingly.

Both Endurance and Mopar Vehicle Protection offer different options with wider or narrower ranges of components that are covered. With Mopar Vehicle Protection, the high-end Maximum Care plan is going to be your best bet if you want the ultimate coverage for the highest number of parts.

If, however, you only use your vehicle for commuting or daily driving, the Added Care Plus plan may be sufficient. The more component coverage you have, the more expensive a plan is going to be, so narrowing down your needs will be a big help.

Endurance offers multiple plan options, all of which can be specifically customized to meet particular needs. The Secure plan, for example, is the most budget-friendly option and offers the least amount of coverage, limiting its scope to the powertrain components.

The Supreme plan, though, is one of the most comprehensive coverage plans available on the market and includes parts like the cooling system, electrical components, seals, gaskets, and tech features that other providers don’t include in coverage plans.

Which Option is Best for You?

​Before you can make a decision on which provider is right for you and your Dodge, you have to know what your expectations and needs are when it comes to coverage. While both Mopar Vehicle Protection and Endurance have different options, Endurance offers a much wider range of plans, which means you will be able to pick the right level of coverage for the kind of driving you do.

This way, you won’t end up paying to protect components that don’t need to be protected. This can save you a lot of money in the long run and keep the true cost of ownership for your vehicle as low as possible. If you have a specific idea of what coverage you want, Endurance may be a strong fit depending on your coverage priorities.

​If you are someone who values your time, Endurance also offers a lot more flexibility for service center locations. With Mopar Vehicle Protection, you are required to go to the dealership to get repairs done. When you have coverage through Endurance, you can go to the certified shop of your choice. This opens up a lot of freedom, and if you don’t live close to a Chrysler, Dodge, Jeep, Ram, or Fiat dealership, you will be able to get the repairs you need without having to drive out of your way or, worse, get your vehicle towed many miles. If you live in a more rural area or purchased your vehicle at a dealership out of town, Endurance’s flexibility may be beneficial for drivers who prefer independent repair shops.

​Mopar Vehicle Protection is not without its benefits, though. For some people, it is important that they get their repairs done at the dealership. Dealership service centers will be able to source OEM components more easily than an independent shop will.

They also have dedicated training for the specific vehicles they service, which could give you the peace of mind you need to drive your vehicle with confidence. For those who want to keep everything within the confines of the manufacturer and the dealership, Mopar Vehicle Protection, being factory-backed, could be a better option.

How Endurance Protects Your Vehicle

​When you have extended coverage for your vehicle, you can rest easy knowing that you will be able to get repairs done without the hassle and expense it would normally require you to deal with. With Endurance, covered repairs may help reduce unexpected out-of-pocket expenses. If you already go to a certified mechanic you trust, Endurance enables you to keep getting your repairs done there while also paying for the cost of covered repairs under the terms of your contract.

​Endurance also delivers the flexibility you need when it comes to the parts that you want covered. If, for example, you regularly take your vehicle out on the trails, you want to be sure that your suspension and steering components are covered in your plan.

If your vehicle doesn’t have any extra tech components like an extensive infotainment system or stereo, though, you don’t want to pay for coverage that includes them just to protect the components that you need coverage for. Endurance offers plan options that can be tailored to your vehicle and driving needs.

Explore Coverage Options With Endurance

​When you need your vehicle to stand up to whatever you throw at it, having the best coverage possible is essential. Endurance offers a variety of coverage plans for everything from older high-mileage vehicles to top-of-the-line luxury and exotic cars. Endurance offers coverage for certain vehicles that may have limited eligibility elsewhere, such as Canadian Gray Market cars, vehicles with a rebuilt or salvage title, and cars used for commercial purposes like rideshare and delivery.

​In addition to mechanical breakdown coverage, Endurance plans also come with a suite of extra perks and benefits. These include things like 24/7 roadside assistance, rental car reimbursement, and travel interruption protection. Plus, you can also access Endurance’s Elite Benefits program. This includes extras like tire repair or replacement, key fob replacement, and windshield coverage.*

​When you are ready to explore coverage options that align with your needs, get in touch with our team at (800) 253-8203 for a FREE quote. You can also shop online to see your price right away and make the most informed decision.

​For more auto expert resources, be sure to check out the Endurance Warranty blog. There, you will find provider comparisons, DIY tips and tricks, and much, much more.