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Tread Carefully: Does Your Car Warranty Cover Tire Wear and Tear?

BY: Keith Benline
Damaged tire after an explosion at high speed

Of all the different components on your vehicle, some are more important than others. The engine, transmission, and braking system are all essential and need to be maintained and serviced regularly if your vehicle is going to stay in good shape for a long time. While all of these components are essential, your car’s tires are just as critical and need to be maintained and serviced just like any other part of the vehicle. Because of this, it is important to make sure that you have the protection you need for your tires so you can stay safe on the road.

When you buy a new car, it will come with a factory warranty that is designed to protect you from problems at the plant and general design flaws with the car. This factory warranty will usually be valid for anywhere between three years or 36,000 miles and ten years or 100,000 miles, depending on the manufacturer’s mileage warranty.

Once this factory warranty expires, you will be responsible for any repairs that need to be made on your vehicle. To help protect yourself after the factory warranty is up, you can get an extended warranty, which is more accurately called a vehicle service contract (VSC). Knowing what kind of tire warranty is available for your vehicle’s wheels under these different types of warranties will help you know what to expect and how to keep your car’s tires rolling smoothly and safely for as long as possible.

Understanding Tire Coverage in Car Warranties

It is important to know what kind of coverage you can expect in your vehicle’s factory warranty for the tires. For the most part, everyday wear and tear on the tires will not be covered by the factory warranty. If there is a defect with the tires that came with the vehicle, though, you can usually expect to have coverage and to be able to get them replaced at no cost to yourself. Knowing what this distinction is and what the difference is between these two circumstances can help you be prepared if you encounter a tire issue.

Wear and tear on your tires is perfectly normal and will happen with regular driving. Over time, the tread life on your tires will start to wear down, and the tread depth will not offer the same kind of grip on the road that it once did. This can be a safety issue and tires with worn tire treads should be replaced right away. In some cases, the tread wear can be so bad your tires can develop bald spots that can cause blowouts or other dangerous situations on the road. Generally, you can expect your tires to last anywhere between 60,000 and 75,000 miles. If your tires wear out from regular driving and your vehicle is still under the factory warranty, the replacement most likely will not be covered under that warranty.

If an issue develops with your tires prematurely, though, you may be able to get them replaced with your factory warranty coverage. Sometimes, tires can have manufacturing defects, and known issues will develop with the specific tires that come with your vehicle. When this happens, the tire manufacturer will most likely issue a recall. If you believe that your vehicle’s new tires have worn prematurely or have an issue, your first step should be to check for any recalls on them. If there are no active recalls, contact the dealership to see if the defect is known and if you can get replacement tires for your new vehicle under your manufacturer’s warranty.

Extended Warranties and Tires: A Closer Look

If you want to make sure that your type of tires are covered, even if your factory warranty has run out, a vehicle service contract could be your best bet. Some extended car warranty providers offer tire coverage with their extended plans that can include things like tire repairs or replacements along with the other covered components. This wider coverage could be useful even if your vehicle is still under the factory warranty. Knowing that you have the protection you need if your tires wear out can give you confidence whenever you hit the road.

Endurance offers tire protection to help keep your tires in great shape no matter what. The Advantage plan, for example, offers maintenance like tire rotations and alignments to keep your tires from wearing prematurely or developing bald spots. Every version of this plan also includes air pressure checks to ensure that your tires aren’t losing air somewhere and causing issues that could lead to blowouts or flats.

Endurance Elite Benefits also include up to four tire replacements or repairs due to road hazards like potholes or damaging curbs. This extra coverage can be a big help if you want to be sure that your tires are safe. (See your contract for details.)

Special Coverage: Endurance Elite Benefits Explained

When you have a protection plan from Endurance, you also get access to the Elite Benefits program. For a small activation fee, you can add extra protection to your plan with things like key fob replacement and total loss coverage. You also get up to $600 in tire protection, which can help you keep your tires in good shape and get replacements when you need them. Tire repair or replacement can be used when your tires are damaged due to a roadside hazard. This extra protection is a great way to give yourself peace of mind when you are behind the wheel.

The Elite Benefits tire repair or replacement does not include damage from normal wear and tear but does cover damage due to hazards on the road. This can include things like punctures due to debris like glass, nails, or other objects that can cause damage. This benefit is a repair-first benefit, meaning the shop will determine whether the tire can simply be repaired or if it will need to be replaced. It includes up to four tire repairs or replacements and is a great way to keep you and your family safe.

The Advantage Plan: Touching on Tire Maintenance

While it is important to have coverage for when your tires are damaged on the road, regular tire maintenance is also crucial. Endurance’s Advantage plan includes maintenance coverage that will help you keep your vehicle in great shape. This maintenance coverage includes things like tire alignments, rotations, and air pressure checks.

All of these procedures are essential if you want to keep your tires in good working order for as long as possible. Tires that have been properly maintained will serve you better and last longer, and the Advantage plan is an excellent way to stay on top of that upkeep.

While regular tire maintenance can be incredibly helpful, it is also a good idea to have coverage that can protect you in the event of tire damage. When you experience a blowout or a flat, you want to be sure that you can get it repaired or replaced as soon as possible. Tire maintenance can help prevent premature wear, but accidents happen, and having protection that covers these accidents is your best bet if you want to feel safe when you are behind the wheel.

When Does a Vehicle Warranty Cover Tire Damage?

While a vehicle service plan may not cover regular wear and tear, there are several scenarios that will most likely be covered. Any kind of tire damage that occurs through no fault of your own may be covered by your protection plan.

This includes things like flats and blowouts due to roadside hazards. If, for example, there is debris on the road that causes you to get a flat even though you have been adamant about keeping up on your tires’ air pressure and rotations, this may be covered by your protection plan. Flats and blowouts due to things like nails, glass, metal, or other hazards can often be repaired with your vehicle protection plan.

If you want the best chance of having your tire damage covered by your protection plan, it is important to do everything you can to document your tire upkeep. Keep detailed, dated records of your tire pressure, and be sure to hang onto any receipts you get when you have your tires rotated and your wheels aligned. Your extended warranty provider may want this documentation to make sure that any tire damage was not due to negligence or a lack of maintenance. Having these documents handy is your best bet if you want your tire repairs or replacements to be covered.

Maintaining Your Tires Within Warranty Guidelines

Keeping up on your tire maintenance is your best bet if you want to take advantage of any tire coverage in your protection plan and keep your tires in the best possible shape. Rotations are an important part of vehicle and tire maintenance. During a rotation, your tires will be moved around on the vehicle to prevent any premature wear or spots that get too much use on the road.

For the most part, you should have your tires rotated once every 5,000 to 7,000 miles or every six months, whichever comes first. You should also check your tire pressure every week and top it up when necessary. This way, you can always be sure that your tires are at the right PSI and that they won’t wear out due to being too low on air.

Whenever you have any tire maintenance performed, such as a pressure check or rotation, be sure to record the data and hold onto any invoices or receipts you get for the procedure. This will make it much easier to make a claim on your protection plan and will ensure that your provider gets all the information it needs to approve the warranty claim. Most providers will want to be sure that you did everything you could to keep your vehicle’s tires in good shape before the incident that prompted the claim.

How to Maximize Your Tire Coverage

Before you decide that a vehicle protection plan is right for you, it is a good idea to make sure that the plan has tire coverage. Look for protection plans that offer maintenance coverage for your tires, as well as the option to have repairs or replacements covered. You should also have a good understanding of the kind of driving you usually do.

If, for example, you live in an area where there is a lot of construction, the odds of a flat tire due to road debris are much higher. Knowing what kind of road hazards you can expect and the likelihood of damage to your tires will help you make the right decision regarding your coverage.

You should also look for plans that include comprehensive roadside assistance coverage. Oftentimes, roadside assistance will include things like tire repairs or towing should you end up stuck on the side of the road with a flat tire. Having this kind of protection is one of the best ways to feel safe in your vehicle and know that you can get the help you need when an issue arises with your vehicle.

Protect Your Whole Car With Endurance

If you want the ultimate protection for your new or used car, coverage for your tires is crucial. Finding an extended auto warranty that offers comprehensive coverage will give you the peace of mind you need. With proper maintenance and protection for when a problem comes up, you can rest easy knowing that you can get tire repairs or replacements and get back on the road.

Endurance offers a wide range of auto protection plans for cars and drivers of all kinds. Whether you drive an older, high-mileage car or a high-end luxury car, you can get a customized plan for your vehicle.

With plans ranging from basic powertrain coverage to comprehensive exclusionary protection, there is something for everyone. Endurance also has plans for vehicles that other VSC providers won’t cover, such as Canadian Gray Market vehicles, cars with a rebuilt or salvage title, or vehicles used for commercial purposes like rideshare or delivery.

Endurance plans also come with standard benefits like 24/7 roadside assistance, towing, rental car coverage, and trip interruption protection. Plus, for a small activation fee, you can also get access to Elite Benefits, which includes extra perks like tire repairs and replacements, key fob replacement, and up to $1,000 in total loss coverage.

Take advantage of our services and experience our award-winning customer service by contacting our dedicated team at (800) 253-8203 to request a FREE quote. You can also use our online store for an instant price preview so that you can shop with confidence.

Find more auto expert resources on the Endurance blog. Explore FAQs, warranty provider comparisons, mechanical breakdown insurance guides for California drivers, DIY maintenance tips and tricks, and more.

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