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Rust Prevention and Aftermarket Warranties: Protecting Your Car in Fall

BY: David Goldberg
A mechanic underneath a car inspecting rust

The arrival of fall gives automobiles a breather from extreme temperatures and other tough conditions. However, the changing season doesn’t mean car owners can take a break from protecting their rides. Autumn brings a new set of challenges, among them rust. This corrosion comes on gently but can advance to the point of costly repairs and decreased vehicle value. Yet, rust doesn’t have to happen. With the right preventative steps, you can protect your car and investment.

Keep reading as we explore why fall promotes rust, review effective rust prevention strategies, and examine how rust impacts different mechanical systems. You’ll also learn how an aftermarket auto warranty, also known as an extended warranty or vehicle service contract (VSC), can protect against seasonal repairs.

Understanding the Fall Moisture and Rust Connection

For many, fall brings the beauty of changing foliage and crisper air. But these conditions also bring rain, fog, and falling leaves, factors that promote the development of rust.  The condensation that easily occurs on cars this time of year is a breeding ground for oxidation. It worsens where road salt is used to treat icy roads.

The chemical process that leads to corrosion is simple but highly destructive. Iron oxide begins forming on the surface when unprotected steel or iron is exposed to oxygen and moisture—this reaction is known as oxidation. Rust is another name for iron oxide. The conductivity of water increases when salt is added to the equation, speeding up the oxidation process.

Well-maintained paint does a good job of protecting the underlying metal, but these safeguards don’t last forever, and many components are unpainted.

Autumn weather conditions make the following areas vulnerable to rust:

  • Wheel Wells and Fenders: Tires kick up moisture, leaves, and other muck that collects inside the wheel wells and along the fender openings. This nasty recipe is ideal for developing rust, especially if road salt is in the mix.
  • Undercarriage: Not only is the undercarriage exposed to water, but leaves and debris accumulate here, trapping this moisture against metal components. This is another area where salt can wreak havoc.
  • Door Bottoms: Any opening invites corrosion, especially door frames. If drainage holes are blocked, water will collect at the bottom and start the oxidation process.
  • Trunk and Hood Openings: Like doors, trunk and hood openings are typical spots for gathering water. Because these areas aren’t often examined, corrosion can easily develop here.
  • Rocker Panels: The bottom sides of a vehicle’s body (between the front and rear wheel wells) are particularly vulnerable. These areas are close to the ground and can have damaged paint surfaces (from rocks), creating ideal spots for oxidation to develop.
  • Frame Rails: Rust on these critical structural components can significantly affect a car’s safety and value.
  • Exhaust System: Exhaust components are usually made from steel or iron, making them highly susceptible to rust.

To protect your vehicle, rust must be identified before it spreads. Look for:

  • Bubbling or blistering paint is often the first visible sign of rust forming beneath the surface.
  • Small, reddish-brown spots on metal surfaces indicate the beginning of surface rust.
  • Flaking or chipping paint, especially around wheel wells or door edges: As rust forms, it can cause paint to lose adhesion.
  • Rough or pitted surfaces that might reveal surface changes that hint of rust.
  • Unusual stains or discoloration that “bleed” through paint can signal rust underneath.

Be proactive about rust. Catching problems early can minimize damage, save money on repairs, and preserve resale value. Perform a monthly visual inspection to stay ahead of any issues.

10 Essential Rust Prevention Tips for Fall

Consider a fall car care regime to keep rust at bay. Here’s a multi-step approach:

1. Wash and Wax

Regular washing and waxing are essential for minimizing the risk of oxidation. At a minimum, a bi-weekly wash will help remove rust-friendly buildup. Be sure that the undercarriage is thoroughly cleaned as well. If your local car wash doesn’t offer this service, you can buy a small DIY wheeled unit that connects to a hose and rolls under the car. Ideally, waxing should happen quarterly, but even a semi-annual treatment with high-quality wax will create a protective barrier against the elements.

2. Keep it Dry

Wipe down your car after rain (or washing), paying attention to crevices and seams where water can gather. A clean microfiber towel is the simplest solution, but a special car air blower can speed up the task. Avoid using a leaf blower without an air filter to prevent fine debris from scratching the paint.

3. Clear Drainage Channels

Use a small wire or compressed air canister to clear the drainage holes in the doors, trunk area, cowl (bottom exterior area below the windshield), and sunroof.

4. Use a Rustproofing Spray

If you live in an area with excessive fall rain or extensive use of road salts, apply a rust protection spray on vulnerable areas. It’s a low-cost option to safeguard the undercarriage, wheel wells, door bottoms, rocker panels, and other components from rust development. For best results, look for products with lanolin or other water-displacing compounds.

5. Consider Professional Undercoating

Modern cars generally don’t need undercoating beyond what came from the factory. However, older vehicles or automobiles that may not have complete undercarriage protection may benefit from a professional undercoating treatment. There are numerous options, ranging from rubberized coatings to wax-based products.

6. Park Smart

When possible, minimize bad weather exposure by parking in a garage or under a carport. A car cover is another option (use one with adequate air circulation).

7. Address Chips and Scratches Promptly

Touch up paint chips or scratches to block any openings for oxidation to develop.

8. Consider Ceramic Coating

A high-quality ceramic coating offers extended paint protection that lasts a few years beyond traditional wax. Ceramic coating also makes washing and waxing easier.

9. Keep the Interior Dry

Use rubberized floor mats to prevent water from soaking the carpet and the metal floorboards. It can be challenging to identify rust developing here until it’s too late.

10. Repair Rust

When you understand what repairs cost, preventing rust from developing in the first place makes sense. According to CostHack.com, professional rust restoration work is expensive:

  • Minor rust repairs (up to three inches): $20 to $150 per area
  • Medium-sized rust repairs (three to twelve inches): $150 to $350 per area
  • Major rust repairs (twelve inches and above): $400 to $2,500+ per area

Common Fall Rust Issues That Can Affect Your Car Mechanically

Rust goes beyond cosmetic issues. There are several vehicle systems vulnerable to the effects of oxidation:

  • Brake Lines: Stopping power can weaken, and safety may be compromised if rust invades a brake line. Inspect for reddish-brown spots or flaking on metal lines or at connection points.
  • Fuel Tank: Metal fuel tanks are prime targets for rust that can cause a leak and the resulting safety and environmental hazards. Look for corrosion on fuel tank straps and seams while being watchful for fuel odors or drips.
  • Exhaust System: Rust is often the cause of an exhaust leak, leading to reduced performance and potentially dangerous fumes entering the cabin. A louder-than-normal exhaust note or rattling sound is often the first sign of a problem.
  • Chassis and Suspension: Rust accumulation on the vital chassis and suspension components can be overlooked because access to these areas is difficult. Be alert for ride quality changes or unusual noises underneath the car while driving.
  • Battery Terminals and Wiring: Battery cables and connection points are susceptible to corrosion and require regular inspection. A white or blue-green powdery buildup on the battery terminals is a different type of corrosion caused by a reaction with battery acid and should be cleaned immediately.
  • Steering System: Rust can affect tie rods, ball joints, and other steering components, leading to unpredictable handling. Clinking noises and looseness can indicate steering problems, often with rust at the root cause.

Rust Prevention for Mechanical Systems

Stay ahead of rust-related problems by:

  1. Familiarizing yourself with your car’s normal operating sounds to spot changes rapidly.
  2. Regularly inspecting vulnerable components. Use a flashlight to check under the vehicle and in hard-to-see areas.
  3. Having annual professional inspections performed that include detailed examinations of hard-to-reach areas
  4. Addressing rust spots immediately to prevent a worsening condition.

How Aftermarket Warranties Can Cover Seasonal Repairs

One way to prepare your car for fall is to be better prepared for rust. Another is to add the protection of an aftermarket auto warranty or extended car warranty. It’s peace of mind that comes from knowing many seasonal repairs are covered.

It’s important to note that while an extended car warranty or vehicle service contract doesn’t directly provide for rust-related repairs, this coverage can still be beneficial in rust-prone seasons.

For instance, if a door hinge or lock mechanism fails due to wear or malfunction, an applicable extended warranty would likely cover the repair or replacement of that part, regardless of any rust on the door itself. However, the plan wouldn’t cover the repair of a rusted quarter panel or door, as these are considered cosmetic issues.

Types of repairs that aftermarket warranties often cover include:

  • Engine and Transmission Issues: This can include problems with the internal engine and transmission components, which are made worse by moisture exposure.
  • Electrical System Malfunctions: Corrosion of connections can lead to electrical issues, often covered by comprehensive extended warranties.
  • Steering and Suspension Problems: While rust itself might not be covered, the failure of specific steering or suspension components due to wear would typically be included.
  • Heating and Cooling System Repairs: Fall weather can stress the HVAC system; many plans cover related repairs.
  • Brake System Components: While brake pads and rotors are usually considered wear items, other components like calipers or the master cylinder are often covered.
  • Fuel System Repairs: Issues with fuel pumps or injectors, which can be affected by rust in the fuel tank, are typically included in comprehensive plans.

All-Season Protection from Endurance Warranty

While an extended warranty can’t prevent rust, it can protect against breakdowns and surprise repair bills. Endurance offers customizable auto protection plans, ranging from essential powertrain coverage to an exclusionary plan similar to a new car bumper-to-bumper warranty. There are in-between programs that balance protection and price and specialized plans for high-mileage automobiles, commercial-use vehicles, and select luxury models.

All Endurance customers receive access to 24/7 roadside assistance (including towing and lock-out services), the choice of any ASE-certified mechanic or repair facility for covered repairs, and flexible payments. The perks continue with rental car support and trip interruption protection.

Plan holders can also enroll in a year of Elite Benefits. Activate these benefits and receive up to $2,000 in value services like tire repair and replacement, key fob replacement, collision repair discount, and total loss coverage.*

Learn all that an Endurance extended warranty offers. Visit the Endurance online store for instant price and plan details, or request a FREE quote. Call (800) 253-8203 for one-on-one help from Endurance advisor.

Explore the Endurance blog for helpful articles about car maintenance, DIY tips, vehicle reviews, warranty advice, and more.

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