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Many people want to make big changes with the start of a new year. While these changes can take many forms, saving money is always a solid goal. As a car owner, you know how expensive any unexpected repair bills can be and how important it is to get the help you need when problems occur. That’s why you must have an extended warranty that works for you and ensures you are protected from expensive mechanical breakdowns and other issues with your car.
There are a lot of options out there when it comes to extended warranties for you and your vehicle. Navigating the landscape of available warranty providers can be challenging, especially if you want the best possible coverage. Endurance and Owl Warranty are two leading providers, and knowing the differences between the two of them can help you make the best choice. With a solid understanding of what each offers, you can protect your vehicle and get the assistance you need when you run into car trouble.
When you purchase a new car, it will come with a factory warranty provided by the automaker. This warranty coverage is meant to protect you from repairs that stem from issues at the factory or problems with the vehicle’s design. If something goes wrong with the car that is no fault of your own, you can take it to the dealership and repair it at no cost. These warranties, whether a bumper-to-bumper warranty or a powertrain warranty, are usually good for anywhere between three years or 36,000 miles and five years or 60,000 miles, although some are valid for up to ten years and 100,000 miles.
After your vehicle’s factory warranty is up, you must purchase an extended warranty to continue your coverage. Luckily, an extended warranty can be purchased from the automaker, dealership or a third-party provider, like Endurance, CARCHEX, Protect My Car, CarShield and more, depending on your needs and what is available for your particular car. By getting extended coverage, you can keep your car running for as long as possible and ensure that you can always get the repairs you need as soon as they come up.
While many people choose to get extended coverage from the automaker, getting an aftermarket extended auto warranty, also called a vehicle service contract, from a third-party extended car warranty company has many advantages. Most third-party providers offer extra benefits and perks that accompany your coverage, such as 24/7 roadside assistance and total loss coverage. Many third-party providers will also allow you to cover vehicles with higher mileage and vehicles that might not be eligible for extended coverage from the automaker. Most will also let you take your car to any certified repair facility or mechanic, whereas automaker or dealership plans may keep you just going to them for all repairs.
If you decide that coverage options from a third-party provider are right for you, you have many options available. Two prominent providers, Endurance Warranty and Owl Warranty, have a lot to offer drivers. Knowing how these two companies stack up can help you make the right choice and give you the coverage you need.
From coverage plans to additional benefits and eligibility, let’s review what both Endurance Warranty and Owl Warranty have to offer you.
From quote to claim, Endurance has provided vehicle protection plans for car owners since 2006, offering a wide variety of award-winning coverage plans ranging from basic powertrain protection starting at just $79 per month to nearly complete exclusionary coverage. Endurance protection plans also cover vehicles other providers often don’t, including vehicles over 20 years old, luxury vehicles, and even cars used for rideshare and delivery services. Every Endurance plan has standard perks and benefits like 24/7 roadside assistance, towing and lockout services, trip interruption coverage, and rental car reimbursements. Plus, for a small activation fee, every Endurance customer can also access the Endurance Elite Benefits program, which includes extra features, including up to two tire replacements or repairs, collision discounts, key fob replacements, and even up to $1,000 in total loss protection.
Endurance also offers versatility in our plans, which allows you to benefit from customized coverage. Endurance’s award-winning customer service team is there to help you find the best plan and guide you through the entire claims process whenever the need arises. Plus, with the Endurance Mobile app, you can access your plan whenever you need to and shop online for the best plan for your needs. You can also take your vehicle to any certified repair shop, so you are not limited to the dealership, like with an extended warranty plan from the automaker. All Endurance plans come with a 30-day money-back guarantee, so you can be sure your chosen plan is right for you. Plus, plans are also transferable because Endurance is a direct provider, meaning you can use your award-winning coverage to help upsell any vehicle should you look to sell it with your plan still active.
Endurance customers have also made known how they feel about their coverage, with many leaving hundreds of 4- and 5-star customer reviews at trusted sites like Consumer Affairs, Trustpilot and more. Here’s just what some of a few Endurance customers had to say:
Owl Warranty provides coverage plans specifically designed for people who have recently purchased a used car. They aim to take some of the stress and uncertainty out of buying a pre-owned vehicle. They offer three plans that are meant to be as easy to understand as possible. With transparent coverage, their goal is to help you find the right plan for your particular vehicle without any guesswork.
Like Endurance, they also offer customers roadside assistance that covers towing up to 15 miles. However, other than that, there is no indication on their website of any other offered perks or benefits. They encourage their customers to go to the dealer that sold them the car for any repairs, which may or may not be convenient for you and allow you to file your claim online.
While learning more about extended warranty providers like Endurance and Owl Warranty can help you find the perfect provider, it’s just as important to learn everything you can about the plans offered by both providers.
Endurance’s Supreme plan is an exclusionary coverage plan that protects hundreds of your vehicle’s components, making it perfect for those who rely heavily on their vehicle. In fact, unless a part of the car is specifically listed under the plan’s exclusions, it’s covered, making the Supreme plan as close to a bumper-to-bumper manufacturer’s warranty as you can get. This will also be your best option if you rely heavily on your vehicle and want to protect almost every part of it.
As an extension of the Supreme plan, the Supreme for Highline Vehicles coverage plan is specifically designed for vehicles made by select luxury automakers like BMW, Audi, Mercedes-Benz, Porsche, Land Rover, Jaguar, Alfa Romeo and Maserati. If your luxury car is up to eight years old with less than 80,000 miles on the odometer, the Supreme for Highline Vehicles plan could be the best way to ensure it is protected.
For the most component coverage on your vehicle, then Superior is the best option. This plan gives you a high level of protection from your car’s rear suspension to the engine, and more, so you can have peace of mind when out on the road.
Select Premier is Endurance’s plan for high-mileage vehicles. Unlike plans with most other providers, Select Premier allows you to get coverage for cars with up to 150,000 miles on the odometer, opening up the possibility of protection for older cars’ most vital parts and some A/C and electrical components.
The Secure Plus plan covers some of the most important components of your car and more for an affordable price point. These components include the major areas like the brakes, engine, transmission, air conditioning, and steering.
The Secure plan will be your best bet if you want the most basic coverage for your vehicle. With a low price and coverage for the lubricated parts of the engine, transmission, and water pump, this is a good choice for those who want to keep their vehicle running affordably.
Endurance’s most comprehensive level of coverage, Advantage, comes with complete coverage for your vehicle’s components and includes $3,500 in yearly maintenance coverage. This includes essential services such as tire rotations, alignment checks, engine diagnostic exams and more. It can even help with state safety inspections. This plan also includes special one-time services for your vehicle, like a brake pad/shoe replacement, cooling system maintenance, a battery replacement, and much more. It even covers cars other providers won’t include, such as salvaged or rebuilt title vehicles, Canadian Grey Market vehicles, and vehicles used for rideshare and delivery services like Uber and Lyft.
Owl Warranty’s Comprehensive Protection plan is their closest offering to the factory warranty that comes with your vehicle. This plan covers the vital components of your car and some of the extras and accessories like navigation, stereos, sensors in the engine, the control modules, and if your vehicle has it, the hybrid system. This is a good option if you want to be sure that the smaller components are covered if something goes wrong.
Your vehicle’s powertrain is one of its most important components, and ensuring it is covered is a big part of choosing a plan. The Powertrain Plus+ plan by Owl Warranty covers the gasoline or diesel fuel systems, brakes, steering, and cooling system. It will also cover smaller components like the safety restraints and A/C and heating.
Owl Warranty’s most basic plan, the Powertrain Protection plan, covers the engine and its related components. These include pistons, crankshaft, transfer case, transmission, and other crucial parts of the powertrain. This could be the best option if you want to ensure that your extended warranty covers your car’s engine.
When choosing coverage for your car, it is essential that you know what providers are offering and what kind of plan will be best for you. With a wide range of options available for all kinds of drivers, Endurance has something for everyone. Plans start with monthly payments as low as just $79, and whether you are looking to cover the most basic and essential components or want to protect a vehicle that other providers won’t cover, you can get the peace of mind you need.
Even better, no matter what plan you choose, as an Endurance customer, you get access to perks like 24/7 roadside assistance, rental car reimbursements, and trip interruption coverage. Plus, for a small activation fee, you can get a year’s worth of Elite Benefits, which includes up to two tire replacements or repairs, key fob replacements, and more.
To learn more about Endurance protection plans, call our award-winning customer service team at (800) 253-8203 to request a FREE quote or shop online today. If you are looking for even more extended warranty or vehicle service contract breakdowns and comparisons, or articles on other automotive topics like expert auto tips, DIY maintenance how-tos, and vehicle buying guides, the Endurance blog can help.
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